XRP News Today: SEC's XRP Ruling and Institutional ETF Hype Spark $75B Market Resurgence

XRP rebounded 66% from a sharp price crash in late October 2025, regaining over $75 billion in market value amid heightened geopolitical tensions and institutional developments. The cryptocurrency plummeted nearly 42% to $0.77 within minutes following U.S. President Donald Trump's announcement of 100% tariffs on Chinese imports, triggering a broader crypto market sell-off that erased $19 billion in value. However, XRP swiftly recovered to $2.46 by October 12, supported by institutional buying and technical indicators suggesting a potential reversal .

The crash was attributed to Trump's escalation of U.S.-China trade tensions, which triggered a global "risk-off" sentiment. Coinglass data revealed over $432 million in XRP liquidations during the 24-hour period, with the token briefly hitting a 14-month low. Despite the volatility, XRP's 24-hour trading volume surged 140%, and its Relative Strength Index (RSI) dipped below 30, signaling oversold conditions . Analysts noted that the rebound was fueled by aggressive institutional inflows, with XRP's price surging from $1.64 to $2.47 in two days, recovering nearly $30 billion in market capitalization .

Regulatory clarity and institutional adoption have also played pivotal roles. In August 2025, the U.S. Securities and Exchange Commission (SEC) settled its long-running lawsuit with Ripple, affirming that XRP is not a security in public sales. This development spurred a wave of institutional interest, with multiple firms submitting applications for spot XRP exchange-traded funds (ETFs). Bloomberg analysts estimate a 100% chance of at least one ETF approval by late October 2025, which could unlock significant institutional capital Coin-Views^[3].

On-chain activity further underscored XRP's resilience. Whale accounts accumulated over 220 million tokens since September 2025, while daily active addresses rose 34% year-to-date. Network transacting volume reached six-month highs, reflecting growing retail and institutional participation. Technical analysts highlighted XRP's Stochastic RSI breaking above a 14-month downtrend, a pattern historically preceding large rallies CoinPaper^[6].

Despite the recovery, risks persist. XRP remains below key resistance levels at $2.75 and $3.00, with bears warning of potential sell-offs if macroeconomic pressures or regulatory hurdles resurface. However, bullish forecasts suggest XRP could reach $5 by year-end if ETF approvals materialize, with some analysts projecting a $10+ target under favorable conditions Coin-Views^[3]. Ripple's expanding cross-border payment network and partnerships, including its RLUSD stablecoin, also provide long-term fundamentals .