XRP News Today: SEC's XRP ETF Nod Could Trigger $5 Surge, Mirroring Bitcoin's ETF Rally

The cryptocurrency XRP is poised for a potential surge as market participants await the outcome of the U.S. Federal Reserve's December rate decisions and the anticipated approval of spot XRP exchange-traded funds (ETFs). With the token trading near $2.45-a 33% decline from its July high-analysts argue that regulatory clarity and institutional demand could drive prices beyond $5, mirroring the trajectory of Bitcoin and Ethereum following their ETF approvals.

The immediate catalyst for optimism lies in the SEC's pending decision on XRP ETF filings. Several asset managers have initiated the 20-day automatic approval window under Section 8(a), signaling a high likelihood of regulatory clearance. Once approved, these ETFs could trigger a flood of institutional inflows, with some projections suggesting $5 billion in assets within the first month. Such demand could multiply daily trading volume and push XRP's price toward $5.50, according to models drawing parallels to the 2024 Bitcoin ETF rally.

Recent price action supports this thesis. XRP surged over 10% on Nov. 10, reaching $2.60, as investors anticipated ETF launches by firms like REX-Osprey and Bitwise. The token's rebound coincided with growing inflows into altcoin ETFs, including a $115 million influx into the REX-Osprey XRP ETF. Technical indicators also suggest a breakout: the price has reclaimed key resistance levels near $2.50, with analysts targeting $2.60 as the next threshold before a potential run to $3 and eventually $6.

Institutional confidence in XRP is further bolstered by Ripple's strategic advancements. The company's On-Demand Liquidity network now operates in over 30 countries, processing hundreds of millions in daily transactions. A $500 million investment from Citadel and Fortress, alongside partnerships with Mastercard and Gemini, has strengthened Ripple's financial credibility. These developments align with AI-driven price models forecasting XRP at $5 by Q2 2026, contingent on sustained institutional adoption.

However, macroeconomic factors remain a wildcard. The Fed's December rate decision could influence broader market risk appetite, as higher interest rates typically weigh on crypto assets by strengthening the U.S. dollar. While XRP's technical setup appears bullish, analysts caution that liquidity rotations into AI tokens and meme coins could temper its momentum. On-chain data also shows reduced whale activity, suggesting caution among large holders.

The path forward hinges on three key variables: SEC approval of ETFs, the Fed's rate trajectory, and sustained institutional demand. If XRP ETFs unlock $100 billion in trading volume by year-end, as some predict, the token could replicate the success of Bitcoin and Ethereum ETFs. Conversely, delays in regulatory clarity or a dovish Fed stance could prolong XRP's consolidation phase.

For now, traders are monitoring the $2.45 support level and $2.70 resistance zone as critical inflection points. A sustained break above $2.70 could open the door to $2.90, while a failure to hold $2.45 risks a retest of $2.30–$2.10. With the crypto market in a state of flux, XRP's next move may well define its role in the next bull cycle.