XRP News Today: SEC's XRP ETF Decision Could Trigger $7B Inflows and Altcoin Domino Effect

The U.S. Securities and Exchange Commission (SEC) is poised to make a pivotal decision on XRP exchange-traded fund (ETF) approvals by November 2025, with six major filings set to expire between October 18 and October 24. These applications, led by firms like Grayscale, Franklin Templeton, and WisdomTree, aim to bring regulated XRP exposure to U.S. markets, mirroring the success of Bitcoin and Ethereum ETFs. ProShares' Ultra XRP ETF, already trading on NYSE Arca, has demonstrated demand for leveraged XRP exposure, with $70 billion in assets under management (AUM).

The SEC's approval timeline has faced delays due to the recent government shutdown, which paused staff operations and pushed deadlines for several filings. Eric Balchunas, a Bloomberg analyst, noted that the process is "on ice" but emphasized that regulatory clarity remains inevitable. Grayscale's $40 billion XRP Trust, 21Shares' $7 billion Core XRP Trust, and Franklin Templeton's $1.5 trillion AUM proposal are among the largest contenders. If approved, these ETFs could inject billions into XRP markets, with analysts projecting $5–$7 billion in first-year inflows.

Price forecasts for XRP hinge on ETF outcomes. A Bloomberg analysis outlines a 75% probability of a post-approval rally to $3.50–$4.20 in the short term, with a six-month target of $7.80 if institutional adoption accelerates. This optimism is bolstered by whale activity: large holders added 310 million XRP ($980 million) in September 2025, signaling institutional confidence. On-chain data from Santiment and CryptoQuant shows increased exchange outflows, with 10.21 million XRP leaving centralized platforms-a bullish sign of long-term positioning.

The XRP Ledger's technical upgrades, including an Ethereum Virtual Machine (EVM)-compatible sidechain, have enhanced DeFi capabilities, supporting 1,400 smart contracts within a week of deployment. These developments, coupled with Ripple's ongoing legal victory against the SEC, reinforce XRP's utility as a cross-border payment and DeFi asset. Analysts caution that regulatory uncertainty remains a risk, but whale accumulation and rising funding rates (peaking at 0.07% in August) suggest undervaluation.

The ETF approvals could trigger a domino effect for other altcoins. VanEck and Fidelity are already preparing Solana and Litecoin ETF applications, with projected timelines in late 2025 and mid-2026. If XRP clears the SEC's hurdles, it may set a precedent for broader crypto adoption, potentially reshaping institutional investment strategies.

[1] Full List of XRP ETF Filings: New Dates, Deadlines, and ... (https://coinpedia.org/news/full-list-of-xrp-etf-filings-new-dates-deadlines-and-more/)

[2] XRP ETFs Tracker: The Complete List of Issuers and Products (https://www.ccn.com/education/crypto/xrp-etfs-tracker-complete-list-issuers-products/)

[3] XRP SEC Countdown 2025: Your Complete ETF ... (https://liquidityfeed.com/article/xrp-etf-approval/)

[4] XRP Whale Accumulation Hits +300 Million Coins as History ... (https://zycrypto.com/xrp-whale-accumulation-hits-300-million-coins-as-history-suggests-major-eruption-coming/)