XRP News Today: SEC's XRP ETF Approval Could Send Price to $7.80, Attract $5–7B Inflows

The U.S. Securities and Exchange Commission (SEC) is poised to make critical decisions on multiple XRP-based exchange-traded fund (ETF) applications between October 18 and November 14, 2025, with implications for XRP's price trajectory. ChatGPT, when queried about potential price movements, projected a range of outcomes based on regulatory clarity and institutional adoption. Under a moderate approval scenario, XRP could reach $5–$10 by the end of 2025, while a bullish case-driven by ETF-related speculative demand-suggested prices could surge to $30–$50. These estimates align with broader market sentiment, as XRP's legal uncertainties have diminished following the SEC's August 2025 settlement with Ripple, which affirmed XRP's status as a non-security in secondary markets .

The SEC's evolving stance has spurred a wave of ETF filings from major asset managers, including Grayscale, Bitwise, 21Shares, and WisdomTree. These applications, submitted between October 2024 and March 2025, are now in their final review stages. Bloomberg analyst Eric Balchunas assigned a 95% probability of approval for XRP ETFs, citing the precedent set by Bitcoin and Ethereum ETFs and the growing institutional interest in XRP's cross-border payment utility . If approved, these ETFs could attract $5–7 billion in initial inflows, potentially propelling XRP's price toward $7.80, according to projections from CoinMarketCap and Bloomberg .

However, risks remain. A "buy the rumor, sell the news" dynamic could temporarily depress prices post-approval, as seen with Bitcoin's 21% post-ETF-launch dip in early 2024 . Additionally, regulatory delays-such as the U.S. government shutdown in September 2025-have paused some decisions, with deadlines pushed to October and November . JPMorgan analysts noted that even a partial approval could drive $3–8 billion in inflows, targeting $5–$8 for XRP .

Analysts like TheCrypticWolf and CrediBULL Crypto have offered more aggressive targets, forecasting $10–$20 by year-end, contingent on sustained institutional demand and macroeconomic conditions . Meanwhile, Franklin Templeton's $1.5 trillion-asset firm filing underscores the scale of institutional backing, with its November 14 deadline signaling a pivotal moment for XRP's mainstream adoption .

The global ETF landscape also provides context. Canada's Purpose XRP ETF and Singapore's pending proposals indicate regulatory alignment, potentially accelerating U.S. approvals . If the SEC follows its generic listing standards, which require six months of futures trading, XRP ETFs could mirror Bitcoin's ETF success, offering regulated exposure to a broader investor base .

Sources:

[1] Full Source Title (https://coinpedia.org/news/full-list-of-xrp-etfs-awaiting-sec-approval-dates-filings-and-whats-next/)

[2] Full Source Title (https://www.ccn.com/education/crypto/xrp-etfs-tracker-complete-list-issuers-products/)

[3] Full Source Title (https://liquidityfeed.com/article/xrp-etf-approval/)

[6] Full Source Title (https://cointelegraph.com/news/xrp-price-10-50-plausible-spot-etf-approved-chatgpt)

[10] Full Source Title (https://coinpedia.org/news/full-list-of-xrp-etf-filings-new-dates-deadlines-and-more/)

[12] Full Source Title (https://nftevening.com/xrp-etfs/)