XRP News Today: SEC's October XRP Verdict: $3.62 Rally or $2.50 Reversal?

XRP Price Prediction: XRP's market capitalization reached approximately $210 billion in mid-2025, ranking it third among cryptocurrencies by market cap, trailing only Bitcoin and Ethereum. Regulatory clarity emerged in early 2025 when the U.S. Securities and Exchange Commission (SEC) reclassified XRP as a utility token, resolving a long-standing legal dispute with Ripple Labs. This shift catalyzed the approval of U.S. XRP exchange-traded funds (ETFs), injecting an estimated $2 billion into the market. Institutional adoption has also surged, with custodial wallets holding 43.4% of the circulating XRP supply. Key financial institutions, including BBVA and Santander, have integrated Ripple's On-Demand Liquidity (ODL) corridors, leveraging XRP for cross-border payments. Daily trading volumes exceeded $6 billion in several Q2 2025 instances, with XRP/USD dominating 25.16% of Coinbase's trading activity, signaling growing investor confidence.

Technical and on-chain metrics suggest a bullish setup for XRP in October 2025. The token trades within a descending wedge pattern, with $3.02 as a critical resistance level. A breakout could trigger a rally toward $3.61, nearing its all-time high of $3.66. Institutional inflows of $210 million in September 2025 and ETF anticipation underscore strong long-term demand. Whale transactions (over 1 million XRP) surged 14% year-over-year, and non-custodial wallet activity accounts for 57% of on-chain transactions. However, historical October trends-averaging -4.5% returns-pose a risk. Analysts argue that 2025 could deviate from this pattern due to regulatory clarity and institutional infrastructure. If XRP breaks below $2.75, it may retest $2.64, reinforcing the importance of holding support levels.

Price forecasts from analysts vary widely. LongForecast projects a high of $9.25 and a low of $7.25, while Coinpedia anticipates a range of $2.86–$4.89. Conservative estimates from Changelly and CoinCodex predict $1.28–$0.83 and $1.92–$2.88, respectively. AMBCrypto and InvestingHaven offer mid-range targets of $4.14–$2.76 and $6.45–$2.12. These divergences reflect differing assumptions about regulatory progress, ETF approvals, and macroeconomic conditions.

In parallel, Remittix (RTX), a rising DeFi project focused on cross-border payments, has emerged as a compelling altcoin to buy. RTX has raised over $27.1 million in its presale, selling 675 million tokens at $0.1130 each. The project, verified by CertiK for smart contract security, aims to streamline crypto-to-bank transfers in 30+ countries. Its RTX Wallet, set for a Q3 2025 beta launch, will enable real-time fiat conversions and low-fee transactions. Institutional confidence is bolstered by upcoming listings on BitMart and LBank, alongside a $250,000 community giveaway. Analysts compare RTX to XRP, noting its real-world utility in remittances and cross-chain interoperability. With a deflationary model and partnerships in Africa and Southeast Asia, RTX addresses the $19 trillion global payments market, positioning it as a potential disruptor.

Environmental and scalability advantages further strengthen XRP's case. The XRP Ledger consumes nearly zero energy per transaction, outperforming proof-of-work chains like Bitcoin. Its energy efficiency and EVM-compatible sidechains support decentralized finance (DeFi) and smart contract applications, attracting developer activity. Ripple's acquisition of Hidden Road and the launch of XRPL EVM sidechains aim to enhance institutional liquidity, with forecasts suggesting $5–$8.4 billion in ETF-driven inflows.

The October 2025 outlook for XRP hinges on regulatory and market dynamics. The SEC's decision on XRP ETFs (October 18–25) and Ripple's banking charter application with the Office of the Comptroller of the Currency (OCC) could unlock billions in institutional capital. If approvals materialize, XRP may test $3.62 by year-end. Conversely, delays or rejections could trigger a pullback to $2.50–$2.00. For Remittix, the completion of its presale and CEX listings could drive rapid adoption, particularly in markets underserved by traditional remittance services.

[1] XRP Statistics 2025: Price, Power & Predictions • SQ ... (https://sqmagazine.co.uk/xrp-statistics/)

[2] What To Expect From XRP in October 2025? - BeInCrypto (https://beincrypto.com/what-to-expect-from-xrp-in-october-2025/)

[3] Will XRP Keep Its Price and Rally Again in October 2025? (https://www.analyticsinsight.net/cryptocurrency-analytics-insight/will-xrp-keep-its-price-and-rally-again-in-october-2025)

[5] XRP Price Prediction for October and November 2025 (https://thebitjournal.com/xrp-price-prediction-for-october-and-november-2025/)

[11] Best crypto investments for 2025: XRP, ADA, and Remittix ... (https://www.indiatimes.com/partner/best-crypto-investments-for-2025-xrp-ada-and-remittix-highlighted-by-analysts-667450.html)

[12] XRP Price Prediction: Have You Just Stumbled Across The Next ... (https://markets.financialcontent.com/stocks/article/globeprwire-2025-10-6-xrp-price-prediction-have-you-just-stumbled-across-the-next-100x-crypto)