XRP News Today: SEC ETF Verdict: XRP's $5 Surge or $2.75 Slide in the Balance

XRP is positioned as a pivotal asset in October 2025, with final U.S. Securities and Exchange Commission (SEC) decisions on eight XRP exchange-traded fund (ETF) applications from major asset managers-including Grayscale, WisdomTree, and Franklin Templeton-scheduled between October 18 and 25. These firms collectively oversee over $8 trillion in assets under management, heightening expectations that even modest institutional inflows could significantly impact XRP's price trajectory. Analysts estimate that $3–$5 billion in inflows during the first year could double XRP's market cap, potentially propelling the token toward a price of $5. Sustained institutional participation could further drive XRP into double-digit territory, marking a transformative milestone for the cryptocurrency.

Technically, XRP has been consolidating near the $3 level since pulling back from its July 2025 all-time high of $3.66. This price zone has become a critical battleground for bulls and bears. Holding above $3 could trigger a breakout, initially targeting $3.65 and then potentially $4.50, opening the door for new price discovery. However, if XRP fails to maintain momentum or volume weakens, the token risks retreating to $2.75, a key support level that has held for months. Chart patterns resemble those seen during XRP's 2017 bull run, suggesting the asset may be primed for a parabolic move.

The potential approval of XRP ETFs is viewed as a catalyst for broader institutional adoption. Similar to the impact of Bitcoin and Ethereum ETFs, XRP ETFs could unlock liquidity and regulatory clarity, boosting the token's appeal for cross-border payments and institutional portfolios. Analysts highlight that XRP's market dynamics are closely tied to macroeconomic factors, including U.S. government shutdown risks and global inflation trends. A prolonged shutdown could delay ETF approvals, introducing short-term volatility. However, the broader narrative remains bullish, with XRP's price action historically aligning with strong fourth-quarter performance in the crypto market.

Institutional interest in XRP is further underscored by corporate treasury activity. Firms such as Bitmine, SharpLink, and The Ether Machine have continued to accumulate sizable XRP holdings, signaling confidence in the asset's long-term potential. This trend contrasts with Ethereum's recent struggles, where ETF outflows have weighed on prices. XRP's resilience, coupled with its role in blockchain-based payment solutions, positions it as a key player in the evolving crypto landscape.

The combination of regulatory clarity, institutional demand, and technical momentum creates a favorable environment for XRP. If the SEC approves the pending ETF applications, the token could experience a surge in liquidity and price. However, risks remain, including macroeconomic headwinds and potential regulatory delays. Investors are advised to monitor the outcome of the October ETF decisions and subsequent market reactions, as these will likely determine XRP's near-term trajectory.

Source: [1] Bitcoin, Ethereum and XRP Price Prediction For October 2025 (https://coinpedia.org/price-analysis/bitcoin-ethereum-and-xrp-price-prediction-for-october-2025/)