XRP News Today: SEC delays XRP ETF decision to October 2025 spurring price volatility and uncertainty

The U.S. Securities and Exchange Commission has postponed its decision on several XRP-based spot exchange-traded fund applications until October 2025, prolonging regulatory uncertainty for the cryptocurrency. The affected filings include major proposals such as the Grayscale XRP Trust and the 21Shares Core XRP Trust, with final determinations expected between October 18 and October 25 [1]. This delay has sparked speculation about whether the SEC is adopting a more cautious stance or simply adhering to procedural timelines [2].

XRP’s price responded immediately to the news, dipping below $3 before stabilizing and reclaiming that level in the subsequent days. As of the latest available data, XRP is trading at $3.01, currently in a consolidation phase. Technical analysis shows the asset near a short-term support zone just below $3.00, with stronger support at $2.50 and resistance at $3.55 [3]. Analysts remain divided on the implications of the delay. Some argue that a final approval could drive XRP higher, while others warn that prolonged uncertainty may weaken institutional confidence and trigger a price correction [4].

Market perspectives on the delay are mixed. An expert analysis recently suggested that the SEC’s timeline may actually create upward pressure on XRP in the coming weeks, as traders speculate on a favorable outcome [5]. However, other models caution that if the delay extends further or if the outcome is negative, it could lead to a sell-off, particularly if broader market sentiment deteriorates [6].

The October 2025 decision is now the most critical catalyst for XRP’s price direction. A bullish scenario could see XRP surpass the $3.55 resistance level and continue toward higher targets, potentially enhancing institutional access and overall market sentiment for alternative cryptocurrencies [7]. A bearish outcome, such as an outright rejection of the ETF proposals, could pressure XRP toward the $2.50 support level and lead to reduced trading exposure until more clarity is provided [3].

The delay also has broader implications for the cryptocurrency market. A favorable resolution for XRP ETFs could indicate growing acceptance of altcoins within traditional financial systems, potentially opening doors for new investment channels like presales and other speculative opportunities [8]. It is important to note, however, that some analysts predict XRP could rise to $3–$5 by the end of 2025, assuming ETF approvals and institutional adoption. These are speculative forecasts and not actual outcomes [9].

Traders and investors are adopting a watchful approach, with XRP’s performance largely dependent on regulatory developments. The next few months will be crucial in determining whether the asset can break out of its current range or face renewed bearish pressure in a more uncertain environment.