XRP News Today: SEC delays XRP ETF decision to October 2025 amid regulatory scrutiny

The U.S. Securities and Exchange Commission (SEC) has postponed its decision on five spot XRP ETF applications until October 2025, pushing the final review timeline further back amid ongoing regulatory uncertainty. The delay, first announced in early August, now includes applications from key players such as Grayscale, CoinShares, Bitwise, 21Shares, and Canary. This extension reflects a broader regulatory trend of cautious scrutiny in the crypto space, rather than a definitive rejection of the applications [1].

The delay has introduced heightened volatility in the XRP market, with investors reacting to the uncertainty. Institutional inflows, which are crucial for driving XRP’s price and adoption, are now contingent on the SEC’s final verdict, which is expected in late 2025. Market analysts point out that the timeline mirrors the SEC’s previous handling of Bitcoin and Ethereum ETFs, where decisions typically followed a 60-day review window after the deadline. This consistency in approach suggests the SEC is applying a uniform standard across different crypto assets, albeit with a slower pace than some market participants anticipated [3].

The decision also comes in the wake of Ripple’s legal victory establishing that XRP is not a security. This outcome prompted several ETF providers to amend their filings, aligning them with the new legal framework. Ripple’s broader strategic move to file for a national bank charter has further intensified speculation about the potential implications of an ETF approval. A favorable outcome could significantly enhance Ripple’s institutional credibility and market validation, whereas a rejection could hinder XRP’s integration into traditional financial systems [2].

Analysts have noted that ETF approvals in the crypto space tend to lead to significant market inflows, as seen with Bitcoin and Ethereum. If XRP ETFs are approved, the token could experience a surge in institutional interest and valuation, much like previous crypto ETF launches. Pro-Ripple legal advocate Bill Morgan has emphasized the dual benefits of an ETF approval, suggesting it could boost both market confidence and Ripple’s operational capacity [4].

Conversely, a denial of the XRP ETF applications may prolong regulatory uncertainty and dampen investor sentiment. With the current price of XRP and historical performance in mind, a positive regulatory outcome could potentially drive the token toward retesting its all-time high. Without clear regulatory direction, however, XRP remains constrained by the broader cautious stance of the SEC toward crypto products [5].

The extended review period underscores the SEC’s influence over the institutional adoption of crypto assets. October 2025 is now a critical timeline marker for XRP’s market trajectory, with investors, analysts, and Ripple stakeholders closely monitoring the final decision and its potential ripple effects across the cryptocurrency and traditional finance sectors.

Source: [1] The SEC Just Announced Delays for an XRP ETF And Spot ... (https://www.mitrade.com/au/insights/news/live-news/article-8-1059656-20250822) [2] October 2025 Could Make or Break XRP as SEC Delays ... (https://zycrypto.com/october-2025-could-make-or-break-xrp-as-sec-delays-etf-decisions-for-five-spot-applications/) [3] XRP ETF News: XRP Traders Eye SEC Decision as ... (https://bravenewcoin.com/insights/xrp-etf-news-xrp-traders-eye-sec-decision-as-grayscale-bitwise-and-canary-capital-amend-spot-etf-filings) [4] October 2025 Could Make or Break XRP as SEC Delays ... (https://zycrypto.com/october-2025-could-make-or-break-xrp-as-sec-delays-etf-decisions-for-five-spot-applications/) [5] The October 2025 ETF Decision: A Regulatory Inflection ... (https://www.ainvest.com/news/october-2025-etf-decision-regulatory-inflection-point-xrp-institutional-adoption-2508/)