XRP News Today: SEC Delays and Whale Sales Plunge XRP Below $2.50 Amid ETF Hopes

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Friday, Oct 24, 2025 7:36 am ET1min read
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- XRP fell below $2.50 in October 2025 due to whale selling, SEC ETF delays, and macroeconomic pressures, per CoinoTag.

- Institutional and retail investors exacerbated the selloff amid regulatory uncertainty, while Ripple's co-founder sold $120M in XRP.

- A $1.8T mutual fund's XRP ETF application and RLUSD's $1B valuation signal long-term institutional confidence in the asset.

- Technical analysis suggests potential rebound above $2.40, but a drop below $2.10 risks further declines to $1.80 support.

- Regulatory clarity post-government shutdown could trigger a recovery similar to 2024's ETF-driven Bitcoin rally, analysts note.

The odds of

XRP
reaching $4 or higher in 2025 have dipped following a volatile October marked by whale selling, regulatory delays, and macroeconomic pressures. XRP's price fell below $2.50 in mid-October 2025, driven by the offloading of over 440 million tokens by large holders and uncertainty surrounding U.S. Securities and Exchange Commission (SEC) approvals for spot XRP exchange-traded funds (ETFs), according to a
CoinoTag report
. This decline contrasts with earlier bullish forecasts, including a projection from Zach Rector, a prominent XRP community analyst, who previously outlined
Rector's timeline
for the token to surge to $5–$12 by December 2025.

The recent selloff was exacerbated by institutional and retail investors reacting to prolonged regulatory ambiguity. The SEC's delayed review of XRP ETF applications—submitted by firms like CoinShares, Bitwise, and Grayscale—has left the market in limbo, with analysts noting that approvals could unlock $5–$10 billion in inflows once finalized, a

CoinEdition analysis
finds. Meanwhile, Ripple's co-founder sold $120 million in XRP during the downturn, further amplifying short-term volatility, according to a
crypto.news report
.

Despite the near-term challenges, the XRP ecosystem remains optimistic about long-term growth. A $1.8 trillion mutual fund has sought SEC approval for a crypto ETF that includes XRP, a

TradingView note
shows, signaling institutional confidence in the asset. Additionally, Ripple's RLUSD stablecoin has approached $1 billion in value, expanding institutional use cases for XRP (reported earlier). Analysts like Steven McClurg of Canary Capital argue that even modest ETF adoption could replicate Ethereum's ETF-driven rally, with XRP's market capitalization potentially surging to $1.1 trillion if it captures half of Bitcoin's ETF inflows, as suggested by the CoinEdition analysis.

Technical analysis suggests a potential rebound if XRP stabilizes above $2.40, with the relative strength index (RSI) indicating mild bearish momentum but not oversold conditions, according to the crypto.news report. However, a break below $2.10 could accelerate liquidations and push the price toward $1.80 support. On-chain data also reveals that long-term holders are accumulating XRP below $2.40, hinting at renewed confidence in its cross-border payment utility, per the CoinoTag report.

The regulatory landscape remains a critical wildcard. While delays have stoked investor anxiety, some market observers believe the SEC will grant ETF approvals once the government shutdown ends, enabling a recovery similar to the 2024 post-election rally, as suggested in Rector's timeline. For now, XRP's trajectory hinges on balancing short-term selling pressure with the potential for institutional adoption and regulatory clarity.