XRP News Today: SEC Concludes Ripple Case Shifts Focus to Clear Crypto Rules

The U.S. Securities and Exchange Commission (SEC) is shifting its attention toward building a “clear” regulatory framework for the crypto industry, following the dismissal of its case against Ripple Labs. The legal battle, which had lasted nearly five years, was formally concluded in August 2025 after both parties withdrew their appeals. The resolution came after a 2023 court ruling that partially supported Ripple’s position, determining that XRP was not a security in retail transactions but was in institutional sales. As part of the settlement, Ripple agreed to pay a $125 million fine in August 2024 [1].

Hester Peirce, a commissioner at the SEC, described the case’s resolution as a “welcome development,” noting that it allows the agency to refocus its efforts on crafting a clear regulatory framework for digital assets. “Minds once occupied with litigation now can concentrate on creating a clear regulatory framework for crypto,” Peirce stated on X [3]. SEC Chair Paul Atkins echoed this sentiment, emphasizing the need to “shift our energy from the courtroom to the policy drafting table” to foster innovation while protecting investors [2].

The closure of the Ripple case is seen as part of a broader trend in the SEC’s approach to digital assets, moving away from a strategy of regulation-by-enforcement toward one that prioritizes clarity and collaboration. In recent months, the agency has dropped legal actions against other major players in the crypto space, including Binance, Kraken, and Coinbase [6]. This shift has been welcomed by parts of the industry, which have long sought clearer definitions for digital assets under U.S. securities law.

The resolution also aligns with ongoing legislative efforts, such as the Digital Asset Market Clarity Act (CLARITY Act), which aims to provide a structured definition of digital asset markets. However, the bill faces political challenges, particularly from Democratic lawmakers who have expressed concerns about its potential implications [4].

Market reactions to the case’s conclusion have been mixed. XRP experienced a short-term price decline, with some analysts attributing this to investor uncertainty over the broader implications of the SEC’s new regulatory agenda. Analysts caution that the long-term performance of XRP and other digital assets will largely depend on the consistency and clarity of future regulatory guidance [5].

The SEC’s decision to move from an enforcement-driven approach to one centered on rulemaking marks a potential turning point in its relationship with the crypto industry. By aiming to create a stable and innovation-friendly environment, the agency hopes to support the development of a mature digital asset market in the United States [6].

Source:

[1] Cointelegraph, [https://cointelegraph.com/news/sec-focus-clear-crypto-regulations-ripple-case-paul-atkins](https://cointelegraph.com/news/sec-focus-clear-crypto-regulations-ripple-case-paul-atkins)

[2] The, [https://thecryptobasic.com/2025/08/12/sec-commissioner-says-ripple-lawsuit-is-finally-laid-to-rest/](https://thecryptobasic.com/2025/08/12/sec-commissioner-says-ripple-lawsuit-is-finally-laid-to-rest/)

[3] CoinCentral, [https://coincentral.com/hester-peirce-says-ripple-case-closure-helps-sec-focus-on-crypto-rules/](https://coincentral.com/hester-peirce-says-ripple-case-closure-helps-sec-focus-on-crypto-rules/)

[4] AInvest, [https://www.ainvest.com/news/sec-concludes-ripple-case-shifts-focus-crypto-regulation-framework-2508/](https://www.ainvest.com/news/sec-concludes-ripple-case-shifts-focus-crypto-regulation-framework-2508/)

[5] Bitcoin.com, [https://news.bitcoin.com/sec-declares-ripple-xrp-case-closed-shifts-focus-to-clear-crypto-rules/](https://news.bitcoin.com/sec-declares-ripple-xrp-case-closed-shifts-focus-to-clear-crypto-rules/)

[6] U.Today, [https://u.today/xrps-126-target-becomes-more-realistic-as-sec-ends-ripple-case-analyst](https://u.today/xrps-126-target-becomes-more-realistic-as-sec-ends-ripple-case-analyst)