XRP News Today: SBI Files XRP and Bitcoin ETF Applications in Japan

SBI Holdings, Japan’s largest banking group, has submitted applications for two cryptocurrency-related Exchange-Traded Funds (ETFs) to the Financial Services Agency. The first fund, a Cryptocurrency ETF, will directly invest in XRP and Bitcoin. The second, a Digital Gold Crypto ETF, will allocate more than 50% of its assets to gold-backed securities, while also including digital assets. The move is part of SBI’s ongoing effort to expand access to digital assets and foster crypto adoption in Japan [1].

SBI Holdings disclosed its intentions in its Q2 2025 report, stating that the ETFs are intended to provide institutional and retail investors with a regulated and accessible way to invest in cryptocurrencies. The company has long maintained a partnership with Ripple, and this initiative is seen as a strategic step toward integrating XRP into traditional financial systems [2]. The firm aims to have the ETFs listed on the Tokyo Stock Exchange, demonstrating its confidence in both the regulatory environment and investor interest in crypto-linked products [3].

The proposed ETFs align with SBI’s broader Ripple-based payment initiatives, leveraging its established infrastructure and market reach. SBI has a history of pioneering innovative financial products in Japan, including the first crypto ETF. Analysts suggest that this track record increases the likelihood of regulatory approval for the new products [4]. If successful, the ETFs could drive increased institutional investment in XRP and Bitcoin, potentially boosting liquidity and price stability for both assets [5].

The inclusion of gold in one of the ETFs reflects a balanced approach to risk management. Gold has traditionally been viewed as a safe-haven asset, and combining it with digital assets may attract investors looking to hedge against market volatility while still participating in the growth potential of crypto. This dual-exposure strategy is expected to broaden the appeal of the ETFs across different investor profiles [6].

From a strategic perspective, the application for these ETFs highlights SBI’s proactive stance in responding to the growing demand for crypto-based investment vehicles. The company’s recent announcements have generated significant interest, particularly among XRP holders, who see the move as a positive development for the broader adoption of digital assets in regulated markets [7]. The success of the ETFs, however, will depend on several factors, including regulatory outcomes, market sentiment, and the continued maturation of the Japanese crypto ecosystem [8].

The proposed ETFs represent a significant development in Japan’s evolving financial landscape. As digital assets continue to gain traction, SBI’s initiative could set a precedent for other financial institutions to explore similar investment products. The move underscores the increasing convergence between traditional finance and the crypto market, a trend that is likely to shape the future of asset management in Japan and beyond [9].

Source:

[1] SBI Holdings Files XRP+Bitcoin ETF Applications in Japan (https://beincrypto.com/sbi-holdings-files-xrpbitcoin-etf-applications-in-japan/)

[2] SBI Japan Proposes ETFs Tied to XRP and Bitcoin to Boost (https://www.ainvest.com/news/xrp-news-today-sbi-japan-proposes-etfs-tied-xrp-bitcoin-boost-crypto-adoption-2508/)

[3] SBI and U.S. Asset Managers Move Closer to Launching (https://coincodex.com/article/71088/sbi-and-us-asset-managers-move-closer-to-launching-xrp-etfs/)

[4] SBI Japan Launches XRP Bitcoin ETFs (https://www.ainvest.com/news/xrp-news-today-sbi-japan-launches-xrp-bitcoin-etfs-q2-2025-strategy-2508/)

[5] SBI Japan Moves Toward XRP ETF Amid Rising Crypto (https://coincentral.com/sbi-japan-moves-toward-xrp-etf-amid-rising-crypto-market-growth/)

[6] SBI Japan ETF Plans Include Bitcoin, XRP, and Gold (https://coinfomania.com/sbi-japan-etf-bitcoin-xrp-gold/)

[7] Latest SBI Japan's Announcement Excites XRP Army (https://timestabloid.com/latest-sbi-japans-announcement-excites-xrp-army/)

[8] SBI Plans XRP ETF in Japan, Eyes Major Returns on 9% (https://thecryptobasic.com/2025/08/04/sbi-plans-xrp-etf-in-japan-eyes-major-returns-on-9-ripple-stake-post-ipo/)