XRP News Today: SBI ETF with XRP Remains in Planning Amid Regulatory Hurdles

Generated by AI AgentCoin World
Monday, Aug 11, 2025 7:45 am ET1min read
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Aime RobotAime Summary

- SBI Holdings confirms its XRP-inclusive ETF remains in planning, with no formal regulatory filings submitted yet.

- The proposed dual-asset ETF would allocate 51%+ to gold and up to 49% to crypto, targeting retail investors seeking regulated digital asset exposure.

- Regulatory and tax framework updates are prerequisites, reflecting Japan's cautious approach to balancing crypto innovation with risk management.

- SBI expands XRP integration through shareholder rewards, APLUS card point redemptions, and plans to list Ripple's RLUSD stablecoin.

- Project success hinges on evolving Japanese regulations, with XRP's lower volatility potentially boosting its adoption in institutional products.

SBI Holdings, Japan’s major financial services provider, has reaffirmed that its proposed exchange-traded fund (ETF) incorporating

XRP
is still in the planning phase, responding to reports that suggested the company had already filed with regulators [1]. During its quarterly earnings presentation on July 31, 2025, SBI outlined plans for a dual-asset ETF listed on the Tokyo Stock Exchange, with more than 51% allocated to gold and up to 49% to crypto assets, including XRP [1]. The firm emphasized that no formal application has been submitted and that regulatory and tax frameworks must first be updated before any action can proceed [1].

The proposed ETF aims to provide retail investors with regulated access to both gold and selected cryptocurrencies, reflecting SBI’s ongoing strategy to integrate digital assets into traditional financial products [1]. The company has also been actively expanding its use of XRP across its business lines, including shareholder rewards and the ability to redeem APLUS credit card points for XRP,

Bitcoin
, or
Ethereum
[1]. Additionally, SBI has plans to list Ripple’s U.S. dollar-backed stablecoin, RLUSD, on its trading platform during the current fiscal year [1].

SBI’s approach highlights the broader trend of institutional interest in crypto assets, particularly in markets where regulatory clarity is gradually taking shape. The firm has stressed that the ETF would initially target individual investors, aligning with its mission to promote alternative investment opportunities among retail participants [1]. However, the success of the project remains contingent on Japan’s regulatory environment, which continues to evolve cautiously to balance innovation with risk management [2].

Industry analysts have pointed out that the regulatory landscape in Japan remains a key challenge for crypto innovation, with the Financial Services Agency playing a central role in determining the future of

digital asset
products. SBI’s measured approach—releasing information primarily through its earnings presentation—underscores the sensitivity of navigating this terrain, where premature speculation can lead to misinformation [2].

Until regulatory approval is secured, the project remains speculative, and investors are advised to monitor official updates from the firm. The integration of XRP into a regulated investment vehicle could serve as a significant milestone for the token’s adoption in Japan, particularly given its role in cross-border payments and its relatively lower volatility compared to other major cryptocurrencies [2].

Source: [1] Finance — [https://www.financemagnates.com/trending/nvidia-and-amd-buy-back-china-access-at-15-a-pop/](https://www.financemagnates.com/trending/nvidia-and-amd-buy-back-china-access-at-15-a-pop/)

[2] CryptoDnes.bg — [https://cryptodnes.bg/en/](https://cryptodnes.bg/en/)