XRP News Today: RTX Challenges XRP and XLM in Global Remittance Market Growth

RTX is gaining traction as a next-generation PayFi solution, potentially challenging the established dominance of XRP and XLM in the global remittance market. Despite Ripple and Stellar’s early leadership in blockchain-based cross-border payments, analysts note that RTX’s focus on real-world utility and broader accessibility is shifting investor and user sentiment toward the newer platform [1].

Remittix recently raised over $18.2 million in funding and is aiming for a $36 million hardcap, demonstrating strong investor confidence. The platform supports more than 40 cryptocurrencies and 30 fiat currencies, offering transfer speeds under 24 hours and no hidden fees, a combination that sets it apart from traditional blockchain remittance solutions [1]. By enabling direct fiat settlement into bank accounts across 30+ countries, RTX targets a broader demographic beyond institutional clients, appealing to individuals, freelancers, and migrant workers [1].

XRP, once a favorite among financial institutions, has struggled to regain user traction despite favorable legal developments and ETF exposure. Network activity has stagnated, and whale accumulation has failed to drive significant price movement as it once did. Similarly, XLM has remained stagnant, with technical analysts pointing to a lack of new partnerships and slowing institutional interest [1]. These trends are leading to a shift in market sentiment, with investors viewing older models as outdated and preferring platforms with scalable, on-the-ground utility [1].

The rise of RTX is supported by an execution roadmap that includes audited code, token locks, a $250,000 crypto giveaway, and clear scalability plans. These initiatives have attracted attention from both retail and institutional observers, who see the project as a potential 50x to 100x mover if adoption scales as expected [1]. Analysts from Finbold and Analytics Insight have projected that RTX could capture a significant share of the $190 trillion global remittance market, signaling a possible shift in market leadership [1].

Market watchers note that RTX is addressing inefficiencies in cross-border transfers by offering a streamlined, user-friendly, and cost-effective solution. This has resonated with investors who are looking beyond legacy infrastructure and seeking platforms that align with real-world adoption and utility [1]. The platform’s appeal is further amplified by the reallocation of funds from top XRP holders to RTX, suggesting a growing belief in the latter’s long-term potential [1].

As the global payments landscape evolves, RTX appears to be well-positioned to benefit from rising demand for faster and more transparent remittance services. While XRP and XLM remain relevant, the market is signaling a preference for projects that prioritize scalability, real-world use, and accessibility [1]. If the trends observed in previous market cycles hold, RTX could emerge as one of the breakout projects of 2025 and beyond.

Source: [1] RTX could dominate global payments, XRP and XLM can't match explosive growth (https://invezz.com/news/2025/08/07/rtx-could-dominate-global-payments-xrp-and-xlm-cant-match-explosive-growth/)

[2] 3 Crypto Coins That Could Set You Up for Similar Returns (https://coincentral.com/3-crypto-coins-that-could-set-you-up-for-similar-returns-as-investing-in-solana-sol-below-1/)