XRP News Today: RLUSD Surges on 122.5M Minting, 129% Volume Rise Drives $577M Market Cap

Ripple’s USD-backed stablecoin RLUSD saw a significant supply surge in July 2025, with 122.5 million tokens minted during the month, including 45 million in the final week alone. On July 23, 25 million RLUSD were issued from the RLUSD Treasury, followed by an additional 20 million two days later. This activity pushed the stablecoin’s market capitalization to $577 million, reflecting growing adoption in decentralized finance (DeFi) and exchange platforms. RLUSD’s design maintains a 1:1 backing with USD and cash equivalents, positioning it as a tool for liquidity provision, digital payments, and real-world transactions. The stablecoin’s 24-hour trading volume also rose sharply, climbing 129% to $58.34 million, underscoring its expanding utility [1].

Recent developments further strengthened RLUSD’s market presence. The stablecoin secured a listing on PDAX, a Philippines-based exchange licensed by the country’s central bank, enhancing its accessibility in Southeast Asia. Bluechip, a rating agency, assigned RLUSD an A rating, citing its trustworthiness and full USD collateralization. These milestones align with Ripple’s broader strategy to integrate digital assets into mainstream use cases, as evidenced by a $25 million commitment to support education-focused nonprofits using RLUSD [1].

Analysts have highlighted RLUSD’s trajectory as part of a broader trend in the stablecoin market. Total stablecoin transfer volume reached $27.6 trillion in 2024, exceeding combined Visa and Mastercard activity. Year-on-year, the average stablecoin supply grew by 28%, signaling ongoing adoption. Ripple’s focus on RLUSD complements its efforts to diversify beyond XRP, its native token. While institutional interest in blockchain-based assets has risen, RLUSD’s algorithmic model—relying on crypto reserves and dynamic supply adjustments—introduces complexities related to collateralization and risk management. Regulators and investors are closely monitoring these aspects as the stablecoin’s market cap nears $600 million [1].

The surge in RLUSD’s circulation reflects both demand for stable-value assets and Ripple’s strategic positioning in the crypto ecosystem. As stablecoins increasingly serve as bridges between traditional finance and decentralized systems, RLUSD’s performance will depend on maintaining user trust and regulatory compliance. Long-term viability may also hinge on macroeconomic factors, such as inflation and shifting investor sentiment. Despite these challenges, RLUSD’s role in expanding liquidity and reducing transaction costs—particularly in cross-border payments—has drawn attention from market participants.

Source: [1] [Ripple Price Prediction – How Much Could 1000 XRP Be Worth in 2026](https://moneymindsetweekly.com/ripple-price-prediction-how-much-could-1000-xrp-be-worth-in-2026/)