XRP News Today: Ripple's XRP Treasury Strategy Sparks Valuation Debate Amid Institutional Adoption Surge

Ripple’s potential shift toward functioning as an XRP treasury company has sparked renewed interest in the token’s valuation prospects. Ripple currently holds 40.67 billion XRP—nearly 41% of the total supply—valued at over $122 billion at current prices. If the firm adopts a model akin to MicroStrategy’s Bitcoin strategy by locking up and strategically managing its XRP reserves, it could significantly reduce market supply and influence sentiment, potentially driving up the token’s price [1].

Analysts and AI models have explored various scenarios. ChatGPT projected that if XRP were to be adopted as a settlement asset capturing 1% of the $150 trillion global payments market, the token’s price could reach $25.29. A more aggressive scenario involving institutional adoption and a 10% capture of the $27 trillion nostro/vostro account market pushed the estimate to $45.53. Meanwhile, a conservative case—locking XRP for a decade—suggested the price could rise from $3 to $6 [1].

Google Gemini’s estimates were more cautious, suggesting that locking XRP reserves alone could lift the price to $5.06. If Ripple were to receive a 50% valuation premium similar to MicroStrategy’s Bitcoin holdings, XRP could trade at $4.50. A more bullish scenario, where XRP captures half of Bitcoin’s current $2.3 trillion market cap, would see the token hit $11.50 [1].

Beyond Ripple, corporate investment in XRP is also on the rise. Nature’s Miracle Holding, Trident Digital Tech Holdings, Webus International, and others have committed tens of millions to XRP treasuries, signaling a growing institutional interest in tokenized assets [1]. Bitwise CEO Hunter Horsley has speculated that this trend could reduce the circulating supply and drive upward price pressure, reinforcing XRP’s value proposition as a settlement and reserve asset.

The broader financial landscape supports this trajectory. With stablecoins and tokenized assets projected to reach $16 trillion by 2030, XRP’s role as a scalable and efficient settlement tool becomes increasingly relevant. Analysts argue that XRP must rise in price to remain viable in high-value transactions and institutional-scale settlements. Versan Aljarrah of Black Swan Capitalist has emphasized that a $3 XRP is incompatible with its future role in tokenized finance, while Jake Claver of Digital Ascension Group has forecasted potential peaks as high as $1,500–$2,000 under certain macroeconomic conditions [3].

Ripple’s recent expansion into the stablecoin market with RLUSD—backed by U.S. Treasuries—further underscores the growing utility of XRP. RLUSD has already reached a $577 million market cap in eight months, and as transaction demand increases, so too may XRP’s usage and value. Additionally, Ripple’s acquisition of Hidden Road, a U.S. prime broker processing $11 trillion in daily turnover, adds credibility to the token’s long-term potential [3].

Despite these optimistic forecasts, some skepticism remains. Many analysts caution that reaching $5 in 2025 or $10 by 2027 remains aspirational, given regulatory uncertainties and market volatility. Technical indicators suggest XRP is nearing a key support level of $2.80, with a breakout still uncertain [4][5].

In conclusion, XRP’s price trajectory hinges on Ripple’s strategic direction, the adoption of tokenized assets, and the evolving role of stablecoins in global finance. While forecasts range from $25 to over $2,000, the actual price movement will depend on institutional adoption and macroeconomic conditions. The next few months will be critical in determining whether XRP can sustain its momentum and solidify its place in the next era of financial innovation.

Source:

[1] XRP Price Outlook if Ripple Becomes Treasury Company (https://timestabloid.com/xrp-price-outlook-if-ripple-becomes-treasury-company/)

[2] Is Ripple Turning Into the MicroStrategy of XRP With Its ... (https://coinpedia.org/news/is-ripple-turning-into-the-microstrategy-of-xrp-with-its-122b-holdings/)

[3] Expert Says a $3 XRP Can't Sustain a Tokenized Future ... (https://thecryptobasic.com/2025/08/01/expert-says-a-3-xrp-cant-sustain-a-tokenized-future-worth-trillions-price-must-rise/)

[4] XRP to $5 in 2025? 5 Reasons This Is Likely a Pipedream ... (https://www.aol.com/xrp-5-2025-5-reasons-070600898.html)

[5] XRP crypto news: token retraces from highs, $2.80 support ... (https://crypto.news/xrp-crypto-news-token-retraces-from-highs-2-80-support-could-trigger-fresh-breakout/)