XRP News Today: Ripple's XRP Ledger: Trump Era or Bust?

Ripple (XRP) is positioned to benefit from Donald Trump's pro-cryptocurrency initiatives, as recent developments in the market and regulatory landscape suggest growing confidence in blockchain-based cross-border payment solutions. Ripple, the developer of XRP, continues to expand its footprint in the digital asset space through strategic partnerships, regulatory compliance, and technological innovation, which could align with a broader U.S. shift toward fostering crypto-friendly policies under a potential Trump administration.

In June 2025, Ripple announced a partnership with Circle, the issuer of USDC, one of the largest stablecoins with a market cap of $68 billion. This collaboration integrates USDC onto the XRP Ledger (XRPL), enhancing liquidity and attracting developers to the network [1]. Meanwhile, Ripple also launched its own stablecoin, Ripple USD (RLUSD), in December 2024, fully backed by cash and cash equivalents. This move was intended to serve as a digital dollar on Ripple’s payment network and to comply with the Genius Act, new U.S. crypto legislation covering stablecoins [1]. The RLUSD market cap currently stands at approximately $670 million, suggesting that adoption and usage still have room for growth.

Ripple’s control over the XRP supply remains a significant factor in the market. The company holds about 42% of the total supply through escrow accounts, with 36 billion XRP locked and released monthly to regulate supply. The top 20 holders collectively own 50.31% of the circulating supply, with exchanges like Binance, Bithumb, and Uphold each holding over 1.5 billion XRP [2]. This concentration of holdings influences market liquidity, price volatility, and investor sentiment, particularly in the context of potential U.S. regulatory changes, such as the approval of a spot XRP ETF by late 2025.

The XRP Ledger has also been undergoing substantial upgrades to broaden its appeal in the institutional finance sector. These include the introduction of a permissioned decentralized exchange (DEX), decentralized identity (DID) standards, asset tokenization capabilities, and an Ethereum Virtual Machine (EVM) sidechain. Ripple’s collaboration with Chainlink is also strengthening cross-chain interoperability and real-world data integration [2]. These innovations are transforming the XRPL from a payments network into a more comprehensive digital asset platform.

Despite these advancements, the XRP Ledger ranked last in a recent blockchain security review by Kaiko, scoring just 41 out of 100. Concerns were raised over a supply-chain hack earlier in the year, limited validator decentralization, and a low Nakamoto coefficient score [4]. The XRP Ledger operates with around 190 active validators, with only 35 in the default unique node list, raising questions about its resilience against coordinated attacks. Ripple’s CTO, David Schwartz, has not commented on the findings.

Analysts are closely watching XRP’s price action, with technical indicators suggesting potential movement. A symmetrical triangle pattern has formed, with a break above $3.26 potentially pushing the token toward $3.90 [5]. Whale activity and institutional accumulation of 120 million XRP in recent months have added to the bullish sentiment. Meanwhile, SWIFT’s recognition of Ripple and Stellar as disruptors in cross-border payments has further elevated XRP’s profile. Ripple’s On-Demand Liquidity (ODL) service, which uses XRP as a bridge asset, is increasingly being adopted by financial institutions, reducing reliance on traditional pre-funded accounts [5].

As Trump-related crypto initiatives gain traction, such as Trump Media’s $2 billion bitcoin purchase, the broader crypto ecosystem may see renewed momentum. While Trump Media’s move is centered around bitcoin, it reflects a growing trend of political and institutional adoption of digital assets, which could indirectly benefit Ripple’s XRP. The Trump administration’s pro-crypto stance, should it materialize, could lead to policies that further integrate blockchain solutions into global finance, providing a favorable environment for XRP’s growth.

Source: [1] Ripple (XRP) and Stablecoins: 4 Things Investors Need to Know (https://finance.yahoo.com/news/ripple-xrp-stablecoins-4-things-110000919.html) [2] Who Owns the Most XRP in 2025? The XRP Rich List... (https://www.ccn.com/education/crypto/who-owns-the-most-xrp-rich-list-revealed/) [3] XRP Over SWIFT: Teucrium CEO Sees Ripple Leading International Finance (https://cryptopotato.com/xrp-over-swift-teucrium-ceo-sees-ripple-leading-international-finance/) [4] XRP Ledger sinks to last place in latest blockchain security review (https://www.dlnews.com/articles/defi/xrp-ledger-sinks-to-last-place-in-blockchain-security-review/) [5] XRP Eyes $3.90 as SWIFT Highlights Ripple & Stellar (https://coinpaper.com/10539/will-xrp-break-3-26-swift-spotlights-ripple-and-stellar-for-cross-border-shakeup) [6] Trump Media's $2 Billion Bitcoin Purchase Creates Stock Surge (https://finance.yahoo.com/news/trump-media-2-billion-bitcoin-110547590.html) [7] Trump-tied crypto company ALT5 Sigma denies SEC probe ... (https://cointelegraph.com/news/alt5-sigma-jon-isaac-deny-sec-probe-amid-wlf-deal)