XRP News Today: Ripple Targets $4 XRP Price in 2026 as Web3 Infrastructure Gains Traction

Web3 Infrastructure Gains Momentum as Ripple Eyes Record XRP Price in 2026

The push for Web3 infrastructure is gathering pace, with Ripple and other major players setting the stage for a transformative shift in digital payments and financial services. Ripple, known for its blockchain-based cross-border payment solutions, has positioned itself as a key player in this space, leveraging the XRP token as a catalyst for global financial innovation.

Recent analyses suggest that XRP could break past key resistance levels in 2026, potentially reaching $4.00, driven by institutional adoption and utility-driven demand. The token is currently trading well below its historical peak but remains a focal point for investors eyeing the long-term benefits of Ripple's infrastructure scaling according to the forecast.

Meanwhile, crypto exchanges such as Coinbase, Binance, and KuCoin are expanding their offerings beyond traditional trading, signaling a broader convergence between traditional finance and decentralized ecosystems. This trend is expected to reshape the market structure as platforms introduce prediction markets, tokenized assets, and new financial tools to cater to evolving investor demands according to market analysis.

Ripple's XRP Price Outlook

The XRP price trajectory hinges on several critical technical indicators, including the MACD and moving averages. A sustained MACD above the mean line could trigger a bullish breakout, pushing the price past the $3.00 psychological level and into a potential multi-month rally toward $4.00. This could happen if Ripple continues to scale its cross-border infrastructure, attracting more institutional demand and solidifying XRP's role in global transactions as the forecast indicates.

However, the market remains volatile, with XRP currently trading at a nearly 50% discount from its all-time high. A key risk lies in the downside, where XRP could revisit the October 10 support level of $1.25 if bearish sentiment prevails. Open Interest in derivatives remains subdued, reflecting lower retail participation compared to earlier this year when trading volumes surged according to market data.

Despite these risks, demand for XRP-based spot ETFs has remained steady, with total net inflows hitting $1 billion. Institutional adoption and the growing utility of XRP in Ripple's cross-border payment solutions could solidify its long-term value proposition, especially as global financial infrastructure increasingly embraces blockchain technology according to analysts.

Expanding Exchange Ecosystems

Coinbase has taken a bold step toward becoming an "everything exchange" by integrating prediction markets and expanding its institutional services. The U.S.-based platform has set a $340 price target following Deutsche Bank's initiation of coverage with a Buy rating. Analysts note that Coinbase's strategy to diversify beyond crypto trading into on-chain banking, tokenized assets, and prediction markets could provide a buffer against market volatility and fee pressures according to market research.

The company's recent foray into India also highlights its global ambitions. The Competition Commission of India approved Coinbase's acquisition of a minority stake in CoinDCX, enhancing its presence in one of the fastest-growing crypto markets. The exchange plans to introduce a rupee on-ramp in 2026, signaling a long-term commitment to expanding access in a complex regulatory environment as reported.

KuCoin, too, is making inroads into mainstream culture by partnering with Tomorrowland Winter and Tomorrowland Belgium as the exclusive crypto exchange and payments partner from 2026 to 2028. The partnership aims to bridge cultural experiences with digital assets, promoting the use of crypto for payments, ticketing, and other event-related services. This move underscores the growing acceptance of crypto as a viable payment method in real-world scenarios according to industry reports.

Regulatory and Infrastructure Developments

Regulatory developments also play a critical role in shaping the future of crypto infrastructure. Caroline Pham, acting chairman of the U.S. Commodity Futures Trading Commission (CFTC), has been a key proponent of a pro-crypto agenda, aligning with President Trump's vision for a "golden age of crypto." Under her leadership, the CFTC has launched initiatives such as the "crypto sprint" and a pilot program allowing crypto assets like Bitcoin and Ethereum to be used as tokenized collateral in the derivatives market as reported by financial sources.

Meanwhile, infrastructure providers are stepping in to address liquidity challenges in tokenized assets. Uniform Labs recently launched Multiliquid, a platform designed to solve the $35 billion liquidity gap in the tokenization market. By enabling seamless swaps between tokenized assets and stablecoins, Multiliquid aims to bring institutional-grade liquidity to digital portfolios, accelerating the adoption of real-world assets (RWAs) on blockchain platforms according to industry analysis.

The evolution of institutional-grade platforms is also evident in EquiLend's strategic investment in Digital Prime Technologies. This collaboration aims to streamline workflows across tokenized assets, digital securities, and stablecoins, enhancing transparency and efficiency in a rapidly changing market structure according to market reports.

Conclusion

As the Web3 infrastructure continues to mature, Ripple and other key players are setting the stage for a more integrated and efficient global financial system. XRP's potential breakout in 2026, the expansion of crypto exchanges into new markets and services, and the regulatory evolution in the U.S. all point to a transformative year ahead. Investors and market participants are closely watching how these developments unfold, with the potential for both opportunities and risks as the crypto ecosystem continues to evolve.