XRP News Today: Ripple Settles SEC Lawsuit With $125 Million Penalty XRP Gains 4.02%

Ripple Labs has concluded its legal dispute with the U.S. Securities and Exchange Commission (SEC) by agreeing to a $125 million penalty. The settlement, finalized on June 28, 2025, brings an end to the protracted lawsuit that has significantly impacted the cryptocurrency market. This resolution not only settles the financial penalty but also clarifies the regulatory status of XRP, affirming that it is not considered a security. However, the settlement maintains a ban on institutional sales of XRP, a condition that Ripple has accepted as part of the agreement.

Ripple's decision to accept the $125 million penalty marks a significant turning point in the company's legal battle. CEO Brad Garlinghouse announced the settlement via social media, stating, "We’re closing this chapter once and for all." Both Ripple and the SEC have dropped their respective appeals, effectively ending the legal proceedings. This settlement dismisses earlier proposals aimed at reducing the financial penalties and revoking sales restrictions, allowing Ripple to focus on its business operations without the looming threat of litigation.

The conclusion of the lawsuit has had a modest impact on the price of XRP. As of June 28, 2025, XRP holds a market cap of $129.59 billion. The end of the lawsuit is acknowledged as a key factor in XRP's recent 4.02% price increase over a 24-hour period. This price movement reflects the community's anticipation of stable operations and regulatory clarity following the settlement. The lawsuit's resolution is expected to foster more significant regulatory clarity, aligning with trends indicating growth potential in digital asset markets.

With the legal battle behind it, Ripple is now shifting its focus to developing the Internet of Value. This strategic move is aimed at leveraging the company's technology to facilitate seamless and efficient cross-border payments. The settlement allows Ripple to redirect its resources towards innovation and expansion, positioning itself as a leader in the digital asset space. The community's response to the settlement has been largely positive, with many anticipating stable operations and continued growth for XRP.