XRP News Today: Ripple Secures SEC Reprieve on XRP ETFs Until October 2025

The U.S. Securities and Exchange Commission (SEC) has granted Ripple a new regulatory reprieve by postponing the final decision on three XRP-focused ETFs until October 2025. This development marks a significant shift in the company’s legal landscape and clears the way for Ripple to pursue strategic expansion initiatives. With the conclusion of the long-standing lawsuit, Ripple is no longer restricted from institutional securities sales, allowing it to generate liquidity through a regulatory exemption [1]. The resolution of the case has effectively removed a major obstacle, enabling the company to refocus on building its XRP Ledger ecosystem and enhancing its cross-border payment solutions [1].

Ripple has already begun moving forward with major infrastructure-related moves, including the acquisition of Rail, a stablecoin payments firm, for $200 million. This follows the company’s previous acquisition of a multi-asset prime broker for $1.25 billion. Rail, which processes $10 billion in annual transaction volume and connects with over 12 banks via a single API, aligns with Ripple’s goal of streamlining global payments and boosting the adoption of its stablecoin, RLUSD. The integration of Rail’s platform is expected to strengthen Ripple’s position in the institutional payments space [1].

The XRP Coin market has also seen signs of institutional interest. A recent on-chain transfer of 200 million XRP, valued at $601 million, highlighted the growing momentum for XRP as a bridge asset in cross-border transactions. Analysts suggest this movement reflects a recalibration of institutional asset allocations, particularly in the wake of the SEC’s favorable ruling. The surge in On-Demand Liquidity (ODL) activity further underscores the role XRP is playing in enabling fast, cost-effective international payments [3].

Ripple CEO Brad Garlinghouse has pointed to major corporations like Amazon and Uber as potential early adopters of XRP-based payment systems. He argues that enterprise adoption is accelerating as companies move beyond proofs of concept and scale infrastructure to support institutional-grade operations. Garlinghouse also emphasized that with regulatory risks diminishing, Fortune 500 firms are more open to tokenized liquidity solutions. While he does not foresee a full shift away from fiat, he envisions XRP being used strategically where efficiency gains are most significant, such as in cross-currency settlements and global payout systems [3].

The broader implications of the SEC’s decision extend beyond Ripple. SEC Chair Paul Atkins has indicated that “very few tokens” should be classified as securities, signaling a more flexible regulatory stance. This shift could encourage wider adoption of digital assets by reducing legal ambiguity for companies exploring blockchain-based solutions [10]. The regulatory clarity provided to Ripple sets a precedent that may influence how other digital asset projects are evaluated in the future, particularly in the U.S. market.

Ripple’s RLUSD stablecoin continues to gain traction, with its total supply reaching $666 million. The stablecoin’s market capitalization has grown steadily from $300 million in early June to $455 million in early July, reflecting strong transaction volumes and a healthy level of market activity [1]. This growth trajectory suggests that RLUSD is being increasingly used in real-world payment applications, reinforcing Ripple’s broader vision for tokenized liquidity.

While Ripple will still be required to pay a $125 million fine to the SEC, the company’s legal and regulatory hurdles have largely been resolved. With the ETF decision now set for October and institutional adoption accelerating, Ripple is well positioned to expand its role in the global financial system. The company’s strategic acquisitions, regulatory progress, and growing institutional interest all point to a pivotal phase for Ripple and the XRP ecosystem. As the market continues to evolve, Ripple’s focus on enterprise-grade payment infrastructure positions it as a key player in the next era of digital finance.