XRP News Today: Ripple SEC Settlement Ends Legal Uncertainty XRP Surges Over 10%

Ripple’s long-standing legal battle with the U.S. Securities and Exchange Commission (SEC) officially concluded in August 2025, marking a turning point for the company and its native token, XRP [1]. The settlement dismissed all pending appeals and imposed a $125 million penalty on Ripple, while affirming that XRP sales on public exchanges are not classified as securities under U.S. law [1]. This resolution has brought much-needed legal clarity to the cryptocurrency, with traders and institutions showing renewed confidence.

The market reacted swiftly to the news, with XRP surging more than 10% within hours of the settlement announcement, breaking above $3.30 for the first time in months [1]. The following day saw another 8% rally, indicating growing participation from both retail and institutional investors [1]. However, the price soon experienced a pullback of 2–4%, as traders locked in profits, bringing the asset back into a range of $3.15 to $3.20 [1]. This consolidation is typical in crypto markets after significant price moves and does not necessarily signal weakness. Instead, it provides an opportunity for the price to strengthen before the next upward phase.

Technically, XRP faces key resistance at $3.30–$3.35. A decisive breakout above this level, confirmed by strong volume, could pave the way toward $4 and beyond [1]. Analysts have suggested that if momentum continues, XRP could test $4.50, and some have even speculated a price target of $5 within the next several months [1]. Meanwhile, support remains firmly in the $3.10–$3.20 range. A break below this level could trigger a deeper retracement, potentially bringing $2.90 into play [1].

Beyond the immediate price action, the settlement opens the door for broader institutional adoption. With regulatory uncertainty largely removed, discussions about an XRP exchange-traded fund (ETF) have gained traction [1]. If such a product receives regulatory approval in the U.S. or other major jurisdictions, it could significantly boost demand for XRP by making it more accessible to institutional and retail investors. Historical trends in other markets suggest that ETFs can enhance the long-term value of the underlying asset by increasing liquidity and investor confidence [1].

Ripple’s core business model centers around cross-border payments, using XRP as a bridge currency to facilitate faster, cheaper, and more efficient transactions [1]. The resolution of the SEC case removes a major overhang and enables the company to pursue global partnerships in the banking and remittance sectors more freely [1]. This shift could lead to increased listing of XRP on exchanges and the expansion of its trading pairs, further enhancing its utility and liquidity.

Despite the positive developments, risks remain. Broader crypto market conditions, including Bitcoin’s performance, will continue to influence XRP’s price trajectory [1]. Additionally, while public XRP sales are now cleared of securities classification, institutional sales remain under SEC oversight. Ripple will need to maintain compliance to avoid potential regulatory challenges [1].

The Ripple SEC settlement has not only impacted the price of XRP but also signaled a potential shift in its role within the global payments ecosystem. As institutional interest grows and regulatory clarity improves, XRP may see expanded use cases and greater adoption. However, investors should remain cautious, as crypto markets are inherently volatile and subject to rapid shifts in sentiment [1].

Source:

[1] Ripple SEC Settlement XRP Price Big Breakout, https://thebitjournal.com/ripple-sec-settlement-xrp-price-big-breakout/