XRP News Today: Ripple SEC Settlement Drives 12% XRP Price Surge and Institutional Confidence

XRP has maintained a stable price near $3.30 in the wake of Ripple’s landmark $125 million settlement with the U.S. Securities and Exchange Commission (SEC), which resolved a decade-long legal dispute in 2025. The settlement addressed claims that XRP was sold as an unregistered security, effectively removing a significant regulatory cloud and enabling Ripple to engage more directly with institutional partners [1]. Following the resolution, XRP experienced a 12% price increase, with on-chain data indicating accumulation by large wallet holders and rising ecosystem activity [2].

Ripple’s leadership, including CEO Brad Garlinghouse and CTO David Schwartz, has emphasized the importance of regulatory clarity in fostering innovation. Garlinghouse stated, “We’ve fought for clarity for years. Today’s outcome lets us build new payment rails and bring RLUSD to market with full compliance. This is a win for the industry” [2]. The settlement has allowed Ripple to onboard compliance-focused partners, strengthening XRP’s position despite a $1.9 billion whale sell-off and demonstrating the token’s growing institutional appeal.

The market has responded with increased trading volumes and robust institutional backing, signaling a broader shift toward regulated digital assets. Analysts have noted over $20 billion in inflows to XRP since the settlement, reflecting confidence in its compliance framework and long-term utility [2]. Some forecasts suggest XRP could reach between $5 and $10 by year-end, particularly if a spot ETF is approved before the fourth quarter [2]. However, XRP has faced short-term volatility, including a 5% pullback in early August, before stabilizing above $3.30 [3]. Technical indicators suggest continued bullish momentum, with accumulation above $3.10 and consolidation above $3.30 reflecting strong buyer conviction [4].

The settlement’s broader impact is also evident in the wider crypto market. Ethereum remains a key player in institutional portfolios, while Solana has seen total value locked (TVL) exceed $12 billion. Nevertheless, for XRP, the focus remains on leveraging its legal clarity and expanding utility in institutional finance. Ripple’s integration of stablecoin RLUSD, supported by legislation like the GENIUS Act, further reinforces its strategic positioning in the evolving regulatory environment.

Sources:

[1] Ripple's SEC Settlement: What It Means for XRP and ... https://www.ainvest.com/news/ripple-sec-settlement-means-xrp-crypto-regulation-2508/

[2] XRP Price Surges 12% After Landmark SEC Legal Victory https://www.mitrade.com/cn/insights/news/live-news/article-3-1026471-20250810

[3] Ripple-SEC Settlement Rally Cools as XRP Drops 5% on ... https://cryptoadventure.com/ripple-sec-settlement-rally-cools-as-xrp-drops-5-on-profit-taking/

[4] XRP Bull Flag Points to $8 as Ripple-SEC Case Reaches ... https://cryptoadventure.com/xrp-bull-flag-points-to-8-as-ripple-sec-case-reaches-end/