XRP News Today: Ripple and SEC Near Legal Closure Amid XRP 35.34% Year-to-Date Gain

The ongoing legal dispute between the U.S. Securities and Exchange Commission (SEC) and Ripple Labs is nearing a conclusion, though formal court approval is still pending [1]. On August 7, 2025, both the SEC and Ripple filed a joint stipulation of dismissal covering the Commission’s appeal (No. 24-2648) and Ripple Labs’ cross-appeal (No. 24-2705), according to a status report submitted to the court [2]. The filing indicates that the parties have agreed to end the legal battle, with each side bearing its own costs and fees [1]. However, the dismissal is not yet finalized and requires judicial review by the Court of Appeals before the matter can be formally closed [2].

The latest development adds a procedural twist to a case that has dragged on for years, with the underlying settlement now fully agreed upon but not yet ratified [1]. The joint stipulation is part of a broader settlement that includes a $125 million fine for Ripple, a fraction of the $2 billion initially sought by the SEC [3]. Under the terms, Ripple also agreed to halt institutional sales of XRP, though the SEC has since removed its “bad actor” designation from the company, enabling it to raise capital in private markets [1].

This procedural delay reflects broader uncertainty over the finality of the case, despite the parties’ apparent agreement to settle [2]. Some legal observers have noted that the district court may not need to intervene further, but the Court of Appeals still needs to formally dismiss the appeals to bring full legal closure [1]. This step remains a formality but is necessary to ensure the case is officially resolved in the eyes of the law [2].

In the market, XRP has seen a modest price increase of 1.54% over the past 24 hours, despite a broader market downturn [1]. The token’s performance stands in contrast to other major cryptocurrencies such as Bitcoin, Ether, Solana, and BNB, all of which have declined in value recently [1]. Over the past week and month, however, XRP has underperformed these assets, falling 5.87% and 3.92%, respectively [1]. Still, XRP remains one of the best-performing crypto assets in 2025, with a year-to-date gain of 35.34% [1]. This outperformance has drawn attention from institutional investors, with several asset managers reportedly seeking XRP ETF approvals from the SEC [2].

The Ripple-SEC settlement could have wider implications for the cryptocurrency industry. Ripple’s successful defense of XRP may provide a legal precedent for other firms seeking to classify their tokens as non-securities [3]. This outcome could ease regulatory uncertainty and encourage broader institutional adoption of digital assets [2]. At the same time, the SEC’s recent decision to delay Solana ETF approvals until October 2025 suggests that regulatory clarity remains limited [4]. While Ripple’s case appears close to resolution, the broader regulatory landscape continues to evolve, with market participants watching closely for further developments [3].

Source:

[1] Litigation Releases | U.S. Securities and Exchange Commission (https://www.sec.gov/enforcement-litigation/litigation-releases)

[2] 3 Reasons XRP Has Dominated the Cryptocurrency Market (https://www.aol.com/3-reasons-xrp-dominated-cryptocurrency-212500606.html)

[3] Can Ripple (XRP) Reach $4 by December? (https://www.msn.com/en-us/money/topstocks/can-ripple-xrp-reach-4-by-december/ar-AA1KvuQ0?ocid=finance-verthp-feeds)

[4] SEC delays decision on three Solana ETF proposals to Oct 2025 (https://www.msn.com/en-us/money/markets/sec-delays-decision-on-three-solana-etf-proposals-to-oct-2025/ar-AA1KBFt1)