XRP News Today: Ripple SEC Legal Battle Ends XRP Not Security in Secondary Markets

The U.S. Securities and Exchange Commission (SEC) and Ripple Labs have officially reached a settlement in their prolonged legal dispute, with both parties agreeing to dismiss all appeals by August 15, 2025 [1]. This marks the conclusion of a five-year legal battle over whether XRP constitutes a security under U.S. law. The settlement confirms that XRP is not a security when traded on secondary markets, as previously determined by the court in July 2023 [2]. Ripple must now pay a $125 million penalty and comply with an injunction from the Southern District of New York. Judge Analisa Torres had previously rejected a revised allocation of the fine, ensuring the enforcement terms remain unchanged [1].

The court’s final approval of the joint stipulation to dismiss the appeals allows the settlement to be enforced without further legal challenges [1]. Ripple’s compliance with the court’s terms now means the company is free from ongoing litigation, providing much-needed clarity for the market and the broader cryptocurrency industry. The settlement also clears the way for Ripple to focus on business expansion and the development of XRP-based financial products, including potential ETFs [7].

The announcement triggered an immediate positive response in the market, with XRP rising more than 10% to $3.33 shortly after the news broke [3]. Analysts have described the settlement as a critical turning point, removing a major overhang for investors and creating conditions for renewed interest from both institutional and retail buyers [4]. Ripple CEO Brad Garlinghouse had previously hinted that the SEC would drop its appeal, signaling the end of the legal conflict [5].

Throughout the case, XRP experienced significant price volatility, falling as low as $0.50 between 2020 and 2023 before rebounding to $2.50 following the 2023 court ruling [6]. The ongoing legal uncertainty had dampened institutional adoption and limited the token’s broader utility. However, the latest resolution removes regulatory ambiguity and reinforces XRP’s position in the market as a foundational digital asset with growing institutional demand [9].

The settlement also reflects a broader regulatory trend as the SEC shifts toward formal rulemaking and clearer frameworks for digital assets [7]. This move supports a more stable and predictable environment for innovation in the crypto sector. With the final phase of enforcement in place, Ripple is now in a stronger position to pursue strategic initiatives while navigating the evolving legal landscape.

Investors are now evaluating XRP’s five-year accumulation patterns and current price levels for potential entry points. Institutional buyers have been accumulating the token below $1.00 in recent months, stabilizing its market capitalization around $175 billion [8]. While short-term volatility remains a factor, the reduced legal risk and growing utility of XRP position it for potential long-term growth.

This resolution marks a significant milestone in XRP’s history and sets a potential precedent for the treatment of other digital assets under U.S. law. For investors, the settlement offers a clearer path forward, supported by both technical and fundamental indicators that suggest a favorable outlook for the asset. With regulatory uncertainty lifted, the focus now shifts to market performance and the development of new use cases for XRP in the global financial ecosystem.

Source:

[1] https://cryptobriefing.com/ripple-sec-settlement-xrp-enforcement/

[2] https://www.ainvest.com/news/xrp-year-accumulation-upcoming-sec-ruling-present-high-probability-buy-opportunity-2508/

[3] https://www.binance.com/en/square/news/xrp-news

[5] https://www.bitget.site/price/ripple