XRP News Today: Ripple and SEC End 5-Year Legal Battle XRP Surges 12% Post-Resolution

Ripple Labs and the U.S. Securities and Exchange Commission (SEC) have officially concluded their five-year legal battle after both parties agreed to withdraw their appeals in the U.S. Court of Appeals for the Second Circuit [1]. The dismissal, filed on August 7, 2025, confirms that Ripple and the SEC will each cover their own legal costs without further litigation [1]. The outcome effectively locks in Judge Analisa Torres’s 2023 ruling, which found that while XRP sales on public exchanges are not securities, direct sales to institutional investors do constitute securities transactions [2]. Ripple was ordered to pay a $125 million fine, a significant reduction from the SEC’s initial demand of $2 billion.

The legal case, initiated in December 2020, became a pivotal test in the debate over the regulatory classification of digital tokens. The SEC accused Ripple of offering and selling XRP as an unregistered security, a claim Ripple consistently rejected, arguing that XRP is a digital currency and not an investment contract. Throughout the litigation, Ripple also criticized the SEC for failing to provide clear regulatory guidance prior to filing charges [1].

The case had major implications for the broader crypto industry, as courts wrestled with how to apply securities laws to digital assets. Judge Torres’s 2023 decision had already split XRP sales into two categories—public and institutional—providing a nuanced approach to token classification. By dropping the appeals, both parties have accepted this legal framework as final [2].

The resolution of the case sent immediate ripples through the market. XRP surged over 12% in less than 12 hours, reaching a new monthly high of $3.37 [3]. The token had already gained nearly 99% since April, peaking at $3.56 in July. Analysts attribute the rally to increased investor confidence, particularly among long-term holders, who remain profitable. Glassnode data indicates that over 80% of XRP’s supply is held in dormant wallets, suggesting strong long-term accumulation [3].

Market observers are now turning to potential price targets for the remainder of 2025. Google’s Gemini model predicts XRP could rise to between $5.50 and $10 by December, driven by institutional adoption and potential ETF approvals [3]. xAI’s Grok model is similarly optimistic, projecting a price range of $5.80 to $6.80 by year-end, contingent on continued adoption of Ripple’s payment solutions and favorable regulatory developments [3]. However, bearish scenarios suggest XRP could range between $2.50 and $3.50 if the broader crypto market weakens or overreacts [3].

With the SEC no longer a looming regulatory threat, Ripple is now free to refocus on institutional partnerships and global expansion. The company has already revealed 1,700 banking agreements that could enhance XRP’s utility in cross-border payments [1]. Ripple’s chief legal officer, Stuart Alderoty, confirmed the end of the case on X, stating, “The end… and now back to business.”

The conclusion of the Ripple vs. SEC case marks a turning point not just for the company, but for the entire crypto industry. The finalization of Judge Torres’s ruling provides much-needed clarity on the legal status of XRP and sets a precedent for how other tokens might be treated. As Ripple moves forward, the token’s performance will depend on macroeconomic conditions, regulatory developments, and the pace of institutional adoption.

Source:

[1] Brave (https://bravenewcoin.com/insights/ripple%E2%80%91sec-lawsuit-news-xrp-case-officially-ends-as-sec-walks-away-from-enforcement-action)

[2] Yahoo (https://finance.yahoo.com/news/sec-ripple-end-appeals-closing-235853898.html)

[3] The (https://thecryptobasic.com/2025/08/08/heres-how-high-xrp-could-climb-by-2025-end-as-ripple-and-sec-lawsuit-now-officially-over/)

[4] Coinpedia (https://coinpedia.org/news/xrp-bulls-eye-breakout-can-they-push-past-the-3-wall/)