XRP News Today: Ripple and SEC End 5-Year Legal Battle With $125M Settlement XRP Surges 5–10%

Ripple and the U.S. Securities and Exchange Commission (SEC) have officially concluded their five-year legal dispute on August 7, 2025, marking a significant turning point for the XRP token and the broader cryptocurrency market. The settlement, totaling $125 million, was agreed upon without either party admitting fault. As part of the resolution, the SEC and Ripple jointly filed with the Second Circuit Court to dismiss their appeals, effectively ending one of the most high-profile legal battles in crypto history [1].

The agreement clarifies that XRP is not considered a security on secondary markets, offering much-needed regulatory clarity for both Ripple and other participants in the crypto industry. Ripple’s CEO, Brad Garlinghouse, and Chief Legal Officer, Stuart Alderoty, confirmed the dismissal of all appeals, signaling a return to business focus for the company. Alderoty remarked that the resolution marks “the end…and now back to business,” emphasizing the importance of this outcome for Ripple’s future operations [1].

Following the announcement, XRP experienced a market reaction with a 5–10% price surge, reflecting renewed confidence among investors. The token briefly reached a price of $3.84, with analysts attributing the movement to the removal of legal uncertainties that had previously clouded its status [5]. This development also sets a potential precedent for how digital assets are classified, particularly in distinguishing between retail and institutional token sales. The outcome is expected to influence other firms seeking regulatory clarity, especially as they navigate similar enforcement actions [2].

The settlement removes a major regulatory hurdle for XRP, allowing it to continue trading on exchanges while emphasizing the need for caution in institutional sales. Ripple has not indicated any major governance changes in response to the resolution, with the company focusing instead on business expansion and technological advancement. The broader crypto market is also likely to benefit from the outcome, as it offers a clearer legal framework for future enforcement actions related to token offerings [2].

Legal experts have noted that XRP’s attributes—such as finality, low transaction costs, and ease of integration—position it as a viable alternative to Bitcoin and Ethereum for institutional use. Ripple’s recent acquisition of Rail, a U.S.-based cross-border payments network, for $200 million further underscores its commitment to leveraging XRP in the financial infrastructure space [4].

While some analysts forecast that XRP could potentially reach as high as $10 by the end of 2026, such projections remain speculative and should not be treated as guaranteed outcomes [5]. The settlement has, however, already generated optimism in the market, with increased trading volumes and bullish technical indicators supporting the upward movement of the asset [5].

Sources:

[1] "Here's How High XRP Could Climb by 2025 End as Ripple and SEC Lawsuit Now Officially Over"

https://thecryptobasic.com/2025/08/08/heres-how-high-xrp-could-climb-by-2025-end-as-ripple-and-sec-lawsuit-now-officially-over/

[2] "XRP News Today: Ripple Ends 5-Year SEC Legal Battle"

https://www.ainvest.com/news/xrp-news-today-ripple-ends-5-year-sec-legal-battle-125m-settlement-xrp-clarity-2508/

[4] "Ripple drops SEC appeals and acquires Rail for $200M..."

https://www.facebook.com/photo.php?fbid=740589535520924&set=a.130****6274&type=3

[5] "XRP Price Rockets as SEC Lawsuit Ends: Will XRP Hit $10..."

https://coincentral.com/xrp-price-rockets-as-sec-lawsuit-ends-will-xrp-hit-10-before-2026

[9] "Ripple Beats SEC, Sparks XRP Rally – Lawyer Bill Morgan..."

https://www.facebook.com/photo.php?fbid=740596582186886&set=a.130****6274&type=3