XRP News Today: Ripple's RLUSD Stablecoin Launch Sparks XRP Debate

Ripple's recent launch of its RLUSD stablecoin has sparked a significant debate within the cryptocurrency community, particularly concerning the future trajectory of its native token, XRP. The RLUSD stablecoin, introduced in June 2025, is fully backed by U.S. dollar deposits and short-term Treasuries, and is regulated by the New York Department. This move by Ripple has been seen as a strategic play to enhance the utility and adoption of XRP, given its potential to facilitate seamless cross-border transactions and institutional partnerships.

The launch of RLUSD has also reignited discussions about Ripple's broader ambitions in the financial sector. The company's recent announcement of seeking a U.S. banking charter and a Federal Reserve master account has further fueled speculation about XRP's future price potential. Analysts and industry experts have noted that these strategic moves could significantly boost XRP's value, as they would provide Ripple with greater regulatory clarity and operational flexibility. Michael, a prominent analyst, highlighted that Ripple's pursuit of a federal banking license for RLUSD, combined with its institutional partnerships, could drive optimism for XRP.

However, the launch of RLUSD has not been without its challenges. In July, Ripple unlocked 1 billion XRP, leading to a sell-off by whales who offloaded over $1 billion worth of XRP. This event has raised questions about the token's price stability and its ability to break through key resistance levels. Despite this, some analysts remain optimistic about XRP's potential, citing Ripple's strategic initiatives as catalysts for future growth.

The debate over XRP's future has also been influenced by external factors. Jason Williams, a well-known Bitcoin author, sparked controversy by mocking predictions that XRP could reach $20,000, comparing it to the Lebanese pound. This comparison has added fuel to the ongoing debate about XRP's long-term viability and its potential to challenge other major cryptocurrencies.

In addition to the RLUSD launch, Ripple has also been actively expanding its partnerships and services. AMINA Bank, for instance, has become the first global bank to offer custody and trading services for Ripple's RLUSD stablecoin. This move is seen as a significant step towards mainstream adoption, as it provides institutional investors with a regulated and secure way to engage with Ripple's ecosystem.

Despite rumors, no concrete evidence currently supports the notion that RLUSD’s arrival will push XRP into irrelevance. On the contrary, it could strengthen Ripple’s platform by giving users new options for settlement, especially in markets where volatility must be minimized. In this context, XRP’s future may depend more on macroeconomic conditions, regulatory clarity, and broader adoption trends than on the launch of a single stablecoin.

The debate reflects the crypto market’s sensitivity to change — and the importance of informed, measured analysis. As always, investors are encouraged to monitor official company announcements and rely on credible sources when evaluating asset trajectories.