XRP News Today: Ripple's RLUSD hits $600M cap as XRP Ledger gains institutional traction

Ripple’s RLUSD stablecoin has surpassed a $600 million market cap, marking a quiet but significant development in the digital asset space. Unlike many stablecoins that rely on high-profile marketing or celebrity endorsements, RLUSD has grown through a low-key, institutional-focused rollout. The stablecoin operates on Ripple’s XRP Ledger (XRPL), leveraging its compliance-friendly design, low transaction costs, and near-instant settlement times to serve as a bridge for global cross-border payments [1].

According to Pumpius, the growth of RLUSD was not driven by market demand alone but was a strategic and intentional integration into existing financial infrastructure. The stablecoin is already embedded in the back-end operations of major institutions such as Bank of America and BNY Mellon, as well as fintech platforms like OpenPayd and River. This silent institutional adoption positions RLUSD as a critical component of modern digital payment systems [2].

The timing of RLUSD’s expansion aligns with broader geopolitical and monetary shifts. As BRICS nations accelerate their de-dollarization efforts, the U.S. is reportedly leveraging RLUSD as a sovereign tool to maintain dollar dominance in a rapidly evolving global financial landscape. By embedding the stablecoin within the XRP Ledger, Ripple is offering a scalable, secure, and compliant alternative to traditional cross-border settlement systems [3].

For XRP holders, the rise of RLUSD signals a transformation in the utility of the native token. XRP is no longer just a speculative asset but is now integral to a liquidity infrastructure that supports institutional financial activity. As RLUSD transactions increase, so does the demand for XRP, reinforcing its role as the "engine" that powers the stablecoin’s operations. Pumpius has likened this dynamic to owning land in a time of expanding infrastructure—XRPL now serves as the foundational highway for a new wave of financial services [4].

This development also comes amid a major regulatory shift. The U.S. Securities and Exchange Commission (SEC) reportedly withdrew its legal action against Ripple as of August 15, 2025, potentially marking the end of a years-long legal battle. This resolution could further bolster confidence in the XRP ecosystem and RLUSD’s growing adoption across both institutional and retail markets [5].

Ripple launched RLUSD in late 2024 as a response to the growing demand for efficient, low-cost digital assets. The stablecoin’s success appears to validate Ripple’s long-term strategy of building infrastructure that aligns with regulatory frameworks while also meeting the needs of global financial systems. As the XRP Ledger continues to gain traction, RLUSD’s quiet ascent suggests a broader shift in how digital assets are integrated into traditional finance [6].

The convergence of institutional adoption, regulatory clarity, and strategic infrastructure development may position XRP as a key asset in the next phase of global digital payments. For now, the $600 million milestone for RLUSD underscores a turning point in Ripple’s vision—one that is being realized not through noise or hype, but through careful, behind-the-scenes execution.

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Source:

[1] Ripple’s RLUSD Has Quietly Crossed $600M Market Cap (https://coinmarketcap.com/community/articles/689078dea62400030f072317/)

[2] Pumpius (@Pumpius) on X (https://twitter.com/Pumpius/status/1683478941859089408)

[3] Settlement Claims August 2025 (https://www.tiktok.com/discover/settlement-claims-august-2025)

[4] How Should Investors View Stablecoins: As a Utility or ... (https://www.msn.com/en-us/money/markets/how-should-investors-view-stablecoins-as-a-utility-or-a-speculative-asset/ar-AA1JOJMq?ocid=finance-verthp-feeds)

[6] Crypto News - tradenuxtoken (https://www.tradenuxtoken.com/blog)