XRP News Today: Ripple Mints 10 Million RLUSD Amid U.S. Stablecoin Regulation Advances

Ripple has recently minted 10 million RLUSD, a move that signals a growing momentum behind its stablecoin strategy. This action comes at a time when stablecoin regulation in the U.S. is advancing, with the Genius Act shaping a clearer legal path for RLUSD and its peers. The minting of RLUSD aligns with increasing institutional focus on stablecoins and rising regulatory clarity, setting the stage for a new phase of Ripple’s expansion.

The minting of 10 million RLUSD was confirmed via Ripple Stablecoin Tracker, showing the issuance directly from the RLUSD Treasury. While Ripple has not released a public statement on this specific transaction, analysts believe the move is part of a broader strategy to scale RLUSD supply in anticipation of rising demand. RLUSD, pegged 1:1 to the U.S. dollar, is designed to operate on the XRP Ledger (XRPL) and reflects Ripple’s ambition to provide regulated stablecoin services that combine liquidity, compliance, and interoperability.

This fresh mint adds to the circulating supply of RLUSD, reinforcing speculation that Ripple may soon expand issuance beyond pilot stages. Whether for cross-border settlements, DeFi integrations, or institutional flows, Ripple appears to be positioning RLUSD as a core building block of its financial infrastructure. The rising profitability of XRP holders, with 78.8% of all XRP wallets now profitable, suggests that liquidity on the XRPL is growing. More active users typically mean more opportunities for RLUSD to be used in DeFi, payments, or on-chain finance applications.

Recent network metrics show that active XRPL addresses are climbing, a key signal of utility and traction. While RLUSD adoption is still in early phases, its integration into the XRPL could benefit from this existing momentum. Ripple appears to be laying the foundation for a stablecoin-native ecosystem within XRPL, where users can transact, lend, and build—all with a U.S. dollar-pegged token.

The global stablecoin market is showing strong signs of growth, with Circle’s USDC nearing a $40 billion market cap and Tether’s USDT surpassing $112 billion. Ripple’s RLUSD is entering a space that’s already in hyper-growth mode. Ripple’s compliance-first philosophy, coupled with the utility-like quality of RLUSD, makes it a logical choice for enterprise adoption, particularly with financial institutions who rely on U.S. dollar exposure but also seek compliance-grade infrastructure. Ripple’s previous collaboration with central banks, payment networks, and fintech companies makes RLUSD a likely candidate for those looking for a stablecoin linked to infrastructure and credibility.

Ripple is not the only firm seeing opportunity in the current market. It would be competing against several crypto-native firms who are planning their own IPOs. This is part of a larger trend: Crypto companies are truly becoming financial institutions. RLUSD issuance and permission to operate could help speed Ripple to an IPO, as well. The company was valued at more than $15B on the private markets previously, and the marriage of both the crypto infrastructure (through the XRPL) and the payment rails (RippleNet) makes this one crazy exposure at the core of a ton of growth trends.