XRP News Today: Ripple's Legal Win and ETF Hopes Fuel XRP's Next Move

XRP is drawing attention as it positions itself for a potential breakout following a period of sideways trading. The token, currently priced at $2.80 with a market capitalization of $166.9 billion, is underpinned by several developments that could significantly influence its price trajectory. Among the most anticipated events is the potential approval of XRP spot exchange-traded funds (ETFs) in the U.S. As of recent data, Polymarket predicts a 91% probability that at least one XRP ETF will be approved before the end of the year. Additionally, Ripple’s application for a U.S. national bank charter, submitted in July, is expected to be evaluated by the Office of the Comptroller of the Currency by late October. The approval of a bank charter would be a major milestone, potentially enhancing XRP’s legitimacy and utility in the financial sector.

Ripple has also been expanding its global footprint, forming partnerships with companies such as Chipper Cash, VALR, and Yellow Card in Africa to facilitate cross-border payments using RLUSD, its dollar-backed stablecoin. RLUSD’s market capitalization has surpassed $700 million, and Ripple continues to push for broader adoption, with some transactions flowing through the XRP Ledger. This increased utility could further support XRP’s value proposition.

Predictions from AI models such as ChatGPT and Google Gemini offer a range of potential price scenarios for XRP by December 2025. ChatGPT suggests that if ETFs gain approval and Ripple secures its bank charter, XRP could reach $10 to $15, potentially lifting its market cap to around $600 billion. In a more optimistic case involving strong institutional and retail investor interest, XRP could exceed $20. Google Gemini, however, offers a more conservative outlook, projecting a potential price of $4.48 if ETF approval is the only development, with an additional 20–25% upside if the bank charter is also approved, placing XRP between $5.38 and $5.60 by year-end.

Legal developments also play a crucial role in shaping XRP’s market dynamics. Ripple’s four-year legal battle with the U.S. Securities and Exchange Commission (SEC) has concluded with a mixed ruling, which determined that XRP sold on exchanges does not qualify as a security, while some institutional sales do. This decision, along with the contributions of the so-called "XRP Army," has been credited with influencing the court's stance. Ripple’s legal team acknowledged the invaluable support provided by retail investors who gathered and shared information that helped build the company’s defense.

In recent months, XRP has experienced significant price fluctuations. After a 72% spike following the 2023 ruling, it reached an all-time high of $3.65 in July before stabilizing near $2.85. The token has also benefited from growing institutional interest, particularly in markets such as Japan and South Korea, where Ripple has expanded its partnerships and introduced new stablecoin initiatives. These developments reflect a broader trend of institutional adoption and increasing integration of XRP into global financial infrastructure.

The current price action suggests that XRP remains in a consolidation phase, with analysts closely watching key resistance levels. Technical indicators such as the Relative Strength Index and volume patterns indicate that the token is in a neutral position, with a potential breakout expected if it can break through the $3.30 level. While the path forward remains uncertain, the combination of legal clarity, regulatory developments, and growing utility positions XRP as a key player in the evolving cryptocurrency landscape.

Source:

[1] Here's Where XRP Could Trade by December 2025 (https://thecryptobasic.com/2025/09/05/heres-where-xrp-could-trade-by-december-2025/)

[2] Ripple-SEC News: 'XRP Army' Credited by Lawyers in ... (https://www.coindesk.com/markets/2025/09/04/xrp-army-credited-with-helping-ripple-tilt-case-against-sec)

[3] Crypto Ripple / US Dollar XRP/USD Chart 4 Hours (https://finviz.com/crypto_charts.ashx?p=h4&t=XRPUSD)