XRP News Today: Ripple Legal Win Boosts XRP 16.5% as Mutuum Presale Gains Momentum

Ripple’s XRP surged 16.5% to approximately $3.45 on August 8, 2025, following the resolution of its prolonged legal battle with the U.S. Securities and Exchange Commission (SEC). The outcome saw both parties drop their appeals, affirming a July 2023 ruling that XRP is not a security for retail sales, although institutional sales violated securities laws. Ripple also agreed to a $50 million fine, down from the initially proposed $125 million, which further bolstered investor sentiment. Trading volume spiked by 168% to $11.74 billion, with Bloomberg analysts estimating a 95% likelihood of an XRP ETF approval. Technical indicators also showed positive momentum, with XRP breaking the $3.23 resistance level and RSI at 65, suggesting a bullish trend. However, risks remain, including whale dumping of $1.9 billion and macroeconomic factors such as U.S. tariffs. A sustained break above $3.64 could target $5, but failure to maintain $3.00 support could push the price down to $2.65 [1].

Amid XRP’s legal-driven rally, Mutuum Finance (MUTM) is quietly gaining traction in its presale phase. The project is offering two core lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The P2C model allows lenders to deposit assets into shared liquidity pools and earn interest based on utilization. For instance, a user depositing 20 SOL ($1,800) at a 65% Loan-to-Value ratio could borrow $1,170 USDC at 8.5% annual interest, and then re-lend that USDC in the same pool to earn additional returns without selling their original SOL holdings. The P2P model offers even more flexibility, with interest rates negotiated directly between lenders and borrowers. An example is a $3,000 DAI loan secured by FLOKI collateral, with both parties agreeing on a 14% fixed rate. This model allows for tailored risk-reward profiles, benefiting both lenders and borrowers [1].

Currently, Mutuum is in presale Phase 6, priced at $0.035 per token, with over $14.30 million raised and 15% of the total presale allocation sold. The project has prioritized security, having undergone a CertiK audit that awarded it scores of 95 for Token Scan and 78 on the Skynet security framework. Community engagement is also central to MUTM’s strategy, with a $50,000 bug bounty program and a $100,000 giveaway planned for early participants. Investors who participated in earlier phases have already seen significant gains; for example, a Phase 2 participant who swapped 100 AVAX ($3,500) for MUTM tokens has seen a 133% increase in token value prior to any exchange listing. This growth is attributed to the presale’s progressive pricing and strong demand rather than external market events [1].

Plans are underway for Mutuum Finance to expand its reach through major centralized exchanges such as Binance, KuCoin, and OKX once the presale concludes and the token is listed at $0.06. These listings are expected to significantly boost liquidity, brand recognition, and trading volume, putting MUTM in front of millions of traders globally. The project’s roadmap includes a beta launch, dual-model lending, and a decentralized stablecoin, all designed to appeal to both DeFi enthusiasts and newcomers seeking yield opportunities. With each milestone completed, intrinsic value is added to the ecosystem, creating a foundation for future buy pressure once the token enters open-market trading [1].

While XRP’s rally was fueled by a legal victory, Mutuum Finance’s approach relies on building a sustainable ecosystem with real-world utility and strong fundamentals. As the presale continues at $0.035, the path to a $0.06 listing is clear, supported by a roadmap filled with growth-focused developments. Unlike XRP’s court-driven surge, MUTM’s potential is being built on features and community adoption, offering a model for the next big rally that doesn’t depend on legal outcomes [1].

Source: [1] [XRP surges 16.5% after legal win, could a $0.035 coin be the next big rally?](https://invezz.com/news/2025/08/11/xrp-surges-16-5-after-legal-win-could-a-0-035-coin-be-the-next-big-rally/)