XRP News Today: Ripple Launches Trust Bank to Boost XRP and Ethereum Institutional Potential

Ripple is moving closer to institutional integration with the launch of its proposed “Ripple National Trust Bank,” a limited-purpose trust bank headquartered in New York. The initiative, announced in July 2025, aims to provide custody, tokenization infrastructure, and stablecoin management while avoiding the traditional model of accepting deposits [1]. The company is also seeking a Federal Reserve Master Account, which would grant direct access to the U.S. payment system and mark a major step in aligning blockchain with traditional banking [1]. The proposal has sparked speculation about the potential for XRP and Ethereum to reach new all-time highs, as institutional confidence in crypto infrastructure grows.

XRP is currently trading between $3.03 and $3.07, having recently broken out of a downward trend but now facing key resistance at $3.14 and $3.34 [1]. Analysts suggest that a clean breakout above $3.34 could trigger a move toward $3.69, particularly if Ripple secures regulatory approvals and legal victories. The proposed trust bank could enhance XRP’s utility by offering enterprise-grade infrastructure for cross-border payments and stablecoin management, reinforcing institutional trust in the token.

Ethereum is also showing signs of strength, trading between $3,555 and $3,720. The altcoin has gained more than 40% in the past month and is now consolidating above the $3,400 level [1]. Key resistance stands at $3,881 and $4,234. As Ripple’s banking initiative signals a broader legitimization of tokenized assets, Ethereum is expected to benefit from increased adoption in decentralized finance (DeFi), stablecoins, and tokenized treasuries.

The broader market is also seeing a shift in capital toward early-stage projects, with MAGACOIN FINANCE emerging as a focal point. The project has attracted whale inflows and early staking momentum, with some analysts suggesting it could outperform XRP if institutional interest continues to rise [1]. While speculative, the move mirrors patterns seen in early DOGE and SHIBA cycles, raising expectations for a potential 22,500% gain.

Ripple’s foray into banking represents a turning point in how blockchain is perceived by traditional financial institutions. The proposed trust bank could serve as a bridge between crypto and Wall Street, enhancing the legitimacy of digital assets in institutional portfolios. If approved, it may serve as a catalyst for XRP, Ethereum, and a new wave of altcoins. However, the outcomes remain speculative, and the market will closely watch for regulatory and legal developments.

Source: [1] Ripple Launches “National Trust Bank”—Could XRP and ETH Hit New ATHs? (https://en.bitcoinsistemi.com/ripple-launches-national-trust-bank-could-xrp-and-eth-hit-new-aths/)