XRP News Today: Ripple's "Internet of Value" Vision Driven by $1.25B Institutional Push

Ripple's $1.25 billion acquisition of Hidden Road has positioned the company as a pivotal player in institutional finance, rebranding the firm as Ripple Prime and integrating its XRP Ledger (XRPL) and RLUSD stablecoin into a global prime brokerage, according to a ZyCrypto article. The move, hailed by TechCrunch founder Michael Arrington as "the best one so far," enables Ripple to offer clearing, financing, and trading services across digital assets, foreign exchange, and derivatives. By leveraging its payment infrastructure and custody solutions, Ripple aims to bridge traditional and digital finance, with RLUSD already serving as collateral for derivatives products. CEO Brad Garlinghouse emphasized the acquisition aligns with Ripple's mission to build an "Internet of Value," with XRP central to its ecosystem.

Simultaneously, Ripple faces a critical supply management challenge as it prepares to unlock 1 billion XRP on November 1, 2025, valued at $2.49 billion at current prices, according to a CoinPaprika report. While the full release could theoretically flood the market, historical patterns suggest only 200–300 million XRP will circulate, with the remainder relocked into new escrows, a Finbold report notes. This practice, established in 2017, limits net supply increases to $500–750 million, mitigating price volatility, according to Yahoo Finance. Ripple's CTO, David Schwartz, confirmed the company can legally sell rights to future escrowed XRP, granting institutions early access to upcoming releases without altering the token's release schedule, and this strategy expands Ripple's liquidity options and strengthens ties with institutional partners, such as Evernorth, which is developing an XRP Treasury platform, the CoinPaprika report added.

The Clarity Act's anticipated passage adds another layer of complexity. To avoid XRP being classified as a security, Ripple must hold less than 20% of the total supply, according to a Coinpedia update. Reports indicate the company may transfer part of its holdings to the U.S. government, a move that could facilitate the International Monetary Fund's adoption of XRP as a potential e-SDR replacement. Such a development would cement XRP's role in global finance, aligning with Ripple's broader Q4 momentum, including Evernorth's $1 billion listing plans and Japan's gumi Inc. joining its institutional partnerships, as previously reported by Yahoo Finance.

Institutional demand for XRP is also gaining traction through the Canary Funds' $XRP spot ETF, which is on track for an automatic launch on November 13, pending Nasdaq approval, Coinpedia reported. The SEC's recent endorsement of auto-effective filings, used by Bitwise and Canary for prior ETFs, signals growing regulatory acceptance, Coinpedia added. Meanwhile, Ripple's strategic relocking of XRP and its ability to sell future token rights provide flexibility in managing supply while adhering to compliance requirements, as Finbold has noted.

As Ripple navigates these developments, the XRP market remains underpinned by its predictable supply model and institutional adoption. Analysts suggest the November 1 unlock will have minimal direct price impact, though traders will monitor relocking patterns for clues about Ripple's 2026 liquidity strategy, according to Yahoo Finance. With Ripple Prime's launch and the Clarity Act on the horizon, the company's ability to balance regulatory compliance with innovation will shape XRP's trajectory in the coming year.