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Ripple has made a significant move to enhance the interoperability of the XRP Ledger (XRPL) by integrating Wormhole, a popular cross-chain interoperability protocol. This integration allows the XRPL and its
Virtual Machine (EVM) Sidechain to interact with over 35 blockchain networks, including Ethereum, , and Avalanche. This development enables developers to move assets, trigger smart contracts, and issue multichain tokens across various ecosystems, positioning XRPL for substantial growth in decentralized finance (DeFi), institutional finance, and tokenized real-world assets.The XRP Ledger, known for its speed and enterprise-friendly design, is now being retooled for the multichain era. The integration with Wormhole brings institutional-grade interoperability to the core XRPL mainnet and its EVM Sidechain. This means assets like XRP, issued IOUs, and Multi-Purpose Tokens (MPTs) can move freely between chains without compromising native issuance or control. Wormhole, which supports over 200 applications and has facilitated more than 1 billion cross-chain messages and over $60 billion in total value since its launch in 2020, is already adopted by major users such as
, Securitize, and Apollo.With Wormhole now integrated, developers can launch decentralized applications (dApps) that communicate across various chains via messaging and data triggers. Assets such as XRP and issued tokens can securely move directly from one network to another across dozens of networks without suffering from liquidity fragmentation. Institutions can create and manage cross-chain compatible tokenized assets or stablecoins by default. This significantly expands the use cases for XRPL-based projects, including cross-chain DeFi and lending protocols, tokenized real estate, commodities, and digital identity systems.
Ripple’s plan includes broadening the scope of XRPL to support an EVM-compatible sidechain. This sidechain approach enables Ethereum-based DeFi apps to launch on XRPL EVM with minimal codebase changes, bridging liquidity from other chains directly into XRPL-based protocols. Enterprise developers can create multichain applications that settle on XRPL but interact with assets and services elsewhere. David Schwartz,
CTO and co-creator of the XRPL, emphasized the importance of interoperability for real mass adoption, stating that the infrastructure must be present across multiple chains, not just on one.The integration with Wormhole opens up additional use case possibilities that were previously restricted by blockchain silos. For cross-border payments, XRPL can serve as a hub for cross-border settlements, allowing institutions to leverage Ethereum or Solana-based assets to send settlements in XRP at near-instant speeds and minimal fees. In DeFi, multichain DeFi platforms can accept deposits in USDC from Avalanche, execute a loan smart contract on XRPL EVM, and repay in native XRP—all through one seamless protocol. Tokenized securities, real estate, and commodities can now be issued natively on XRPL and moved or mirrored across compliant blockchain ecosystems, critical for regulatory-sensitive environments.
As the core interoperability protocol in the XRPL ecosystem, Wormhole will enable cross-chain transfers of XRPL-native assets, support smart contract interactions across 35+ supported chains, and serve as a plug-and-play bridge for dApps, wallets, and
. This plug-and-play model reduces complexity, cuts costs, and accelerates time-to-market for builders, regardless of which chain they originate from. In the blockchain world, interoperability is becoming a necessity, with over $2 billion worth of assets bridged across chains monthly. Ripple’s approach addresses fragmentation directly, making XRPL an attractive proposition for projects looking to scale swiftly without being limited by a single-chain ecosystem.This development is occurring while demand from institutions for tokenized assets is on the rise. Papers released by the IMF and BIS advocate for a regulated model to tokenization, and BlackRock’s new digital assets move signals a reset for blockchain adoption at the enterprise level. With the help of Wormhole, XRPL is now poised to tackle that demand head-on. Robinson Burkey, Co-founder of Wormhole Foundation, commented that by integrating Wormhole into the XRP Ledger, they are helping unlock even greater potential spanning all major blockchains for one of the most established blockchain networks in enterprise finance. Ripple’s continued support for open infrastructure and third-party protocols like Axelar and Wormhole sends a strong signal: the future of finance isn’t about one dominant chain—it’s about composability, interoperability, and freedom of choice.

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