XRP News Today: Ripple Co-Founder Transfers $175M XRP as Token Hits Record High, 50% Surge Amid Regulatory Progress

Ripple co-founder Chris Larsen executed a $175 million XRP transfer across four addresses between July 17 and July 24, 2025, with $140 million of the 50 million XRP moved to exchanges. The transactions, analyzed by blockchain investigator ZachXBT, coincided with XRP hitting a record high of $3.65 per token. The timing has sparked speculation about strategic positioning ahead of the market peak, particularly as XRP had surged nearly 50% in the prior month amid regulatory progress and institutional interest in digital assets. Larsen’s activity suggests a calculated approach to liquidity, given that a significant portion of the transferred tokens entered trading platforms, potentially influencing short-term supply dynamics [1][2][3].

The price surge followed a favorable legal ruling in 2023, where a federal judge determined that programmatic XRP sales to retail investors did not constitute securities transactions, a decision widely seen as a boon for the crypto industry. Ripple, which operates independently of XRP despite its blockchain technology, has been instrumental in shaping U.S. crypto policy, collaborating with the White House to promote a regulatory framework conducive to innovation. However, the company’s $1.3 billion SEC lawsuit, though partially resolved, remains a lingering factor. Recently, Ripple agreed to drop its appeal to reduce penalties, a move that could signal a pragmatic approach to legal challenges while prioritizing market stabilization [4].

Market volatility persisted after XRP’s record high, with the token correcting to around $3.25 by late July 2025. This dip coincided with heightened scam activity, including impersonation schemes targeting XRP holders, as highlighted by Ripple CEO Brad Garlinghouse. The co-founder’s transfers, while not directly linked to the scams, underscored broader liquidity concerns. A separate $700 million XRP transfer by an anonymous wallet further amplified discussions about market confidence and the potential for short-term price fluctuations [5].

Analysts noted the dual nature of large token movements by key stakeholders: while they can reflect optimism about long-term value, they also risk exacerbating volatility in a market prone to rapid shifts. The broader crypto landscape added complexity to XRP’s trajectory, with Ethereum’s rising adoption and BlackRock’s Ethereum ETF surpassing $10 billion in assets drawing comparisons to Bitcoin’s dominance. Regulatory developments, including the SEC’s stance on crypto custody and the U.S. Treasury’s engagement with DeFi, also shaped market sentiment. Despite these factors, XRP’s performance remained distinct, driven by institutional adoption and legal clarity [6].

Larsen’s actions highlight the interplay between individual strategies and market psychology in crypto. While the immediate impact of such transfers often fades, they emphasize the role of transparency and liquidity in sustaining investor trust. As XRP approaches new highs, stakeholders will closely monitor how regulatory outcomes align with market fundamentals to determine the token’s future.

Source:

[1] [Ripple Co-Founder Transfers $175M XRP as Scams Surge](https://www.ainvest.com/news/xrp-news-today-ripple-founder-transfers-175m-xrp-scams-surge-12-price-drop-2507/)

[2] [XRP Investors Have Waited 7 Years for This Moment](https://www.mitrade.com/insights/news/live-news/article-8-980052-20250723)

[3] [A Wallet Linked to Ripple Co-Founder Chris Larsen Has Transferred 50 Million XRP](https://coinpedia.org/crypto-live-news/)

[4] [XRP Price Dumps Amid $175M Transfer Linked to Ripple Co-Founder](https://coingape.com/)

[5] [Best Crypto to Buy Now After XRP Whale Transfers $700M](https://icobench.com/news/best-crypto-to-buy-now-after-xrp-whale-transfers-700m/)

[6] [Crypto Market Update and News](https://coinpedia.org/crypto-live-news/)