XRP News Today: Ripple Co-Founder Transfers $140M XRP to Exchanges XRP Falls 8.4% as Market Reacts

Chris Larsen, co-founder of Ripple, transferred $140 million worth of XRP to trading platforms between July 17 and July 24, 2025, sparking debate within the cryptocurrency community. The transactions involved 50 million XRP tokens, with approximately 90% of the value directed to exchanges or related services [3]. This movement occurred as XRP prices reached a peak of $3.22 before retreating to $2.95–$2.99 in subsequent days [4][5]. Blockchain investigator ZachXBT noted that such transfers often signal intent to sell, though no direct evidence of a planned large-scale dump has emerged [6].

Larsen’s remaining holdings of 2.81 billion XRP, valued at $8.4 billion, represent nearly 5% of the token’s total market capitalization. Critics argue that large holders like Larsen could exacerbate price volatility, particularly during periods of market optimism, while others question Ripple’s ability to maintain its prominence amid repeated accusations of “insider dumping” [5][7]. The timing of the transfer has drawn comparisons to broader crypto market patterns, where significant sales by key stakeholders often trigger short-term corrections. However, no evidence links Larsen’s actions to a coordinated sell-off strategy [1].

The ripple effects of this activity remain uncertain. Historical data indicates that similar actions by major stakeholders have occasionally led to temporary price declines, though long-term impacts depend on broader market sentiment and regulatory developments [1][5]. Ripple’s ongoing legal battle with the U.S. Securities and Exchange Commission (SEC) adds another layer of uncertainty. Delays in resolving this case have contributed to XRP’s volatility, with critics suggesting regulatory ambiguity may amplify price swings in response to large-scale transactions [2]. Yet, the absence of direct evidence connecting Larsen’s transfers to the SEC case means the primary focus remains on the perceived market signal from his actions.

The broader crypto community has expressed concerns about token concentration among a small group of individuals or entities. Larsen’s holdings, representing a significant portion of XRP’s supply, could theoretically influence liquidity and price dynamics. However, the decentralized nature of cryptocurrencies means market outcomes are shaped by multiple factors, including institutional adoption, macroeconomic trends, and regulatory clarity [5].

While large holders are not obligated to disclose their intentions, the direct routing of funds to exchanges has amplified fears of a potential sell-off. This event underscores the delicate balance between individual token ownership and market stability in the crypto space. Observers will closely monitor whether further movements from Larsen’s wallets occur, as such activity could reinforce or alleviate market anxieties.

Source:

[1] [Cointelegraph](https://cointelegraph.com/news/xrp-dump-ripple-co-founder-under-fire-for-moving-175m-xrp-near-highs)

[2] [AInvest](https://www.ainvest.com/news/xrp-news-today-ripple-founder-transfers-140m-xrp-token-drops-8-2507/)

[3] [Cointribune](https://www.cointribune.com/en/chris-larsen-under-pressure-after-a-massive-transfer-of-xrp-is-it-disguised-dumping/)

[4] [The](https://thecryptobasic.com/2025/07/24/ripple-founder-continues-to-dump-xrp-as-price-dips-to-2-95/)

[5] [BitDegree](https://www.bitdegree.org/crypto/news/ripple-co-founder-sparks-xrp-panic-with-175-million-transfer)

[6] [CoinCentral](https://coincentral.com/xrp-price-falls-10-amid-140m-transfers-linked-to-ripple-co-founder/)

[7] [Coinfomania](https://coinfomania.com/chris-larsen-wallet-moves-50m-xrp-140m-hits-exchanges/)