XRP News Today: Ripple Co-Founder Transfers $140M XRP to Exchanges as Token Drops 8%

Ripple co-founder Chris Larsen moved $140 million in XRP tokens to crypto exchanges between July 17 and July 24, 2025, sparking concerns about insider selling and its potential impact on the token’s price and decentralization. Blockchain investigator ZachXBT identified the transfers, noting that $140 million of the $175 million in XRP moved by Larsen was directed to exchange wallets, a move often interpreted as preparation for selling [1]. The activity coincided with an 8% decline in XRP’s price, which fell to a weekly low of $2.99 on July 24, amplifying speculation about its market influence [2].

The timing of the transfers—aligned with XRP breaking below its 4-hour moving average trendline, a technical indicator traders use to gauge bearish momentum—intensified scrutiny. While broader crypto market downturns contributed to the price drop, the direct correlation with Larsen’s transactions fueled fears of sell-off pressures. Despite these moves, Larsen’s wallets still hold over 2.81 billion XRP, valued at $8.4 billion, highlighting his continued control over the token’s supply and potential for further market impact [1].

The transaction has reignited debates about XRP’s decentralization. Over 55% of XRP’s supply remains concentrated in insider wallets, including Ripple’s leadership, raising questions about the token’s susceptibility to price swings driven by large-scale selling [2]. Critics argue such centralization undermines confidence in XRP’s long-term stability, particularly amid Ripple’s ongoing legal battles with U.S. regulators over the token’s classification as a security.

Blockchain analysts emphasize the challenges of tracking insider activity in crypto markets. Unlike traditional finance, where insider trading rules are more stringent, the pseudonymous nature of blockchain transactions complicates efforts to distinguish between routine asset rebalancing and strategic dumping. This ambiguity has led to calls for stricter disclosure requirements for major crypto stakeholders, though no such regulations currently exist [1].

Larsen’s transactions occurred against a backdrop of heightened crypto market volatility, influenced by macroeconomic factors and regulatory developments. While insider selling can exacerbate price movements, it is rarely the sole driver. Analysts caution against attributing XRP’s decline solely to the transfers, noting the interplay of broader market dynamics. However, the coincidence of the price drop with large-scale exchange deposits has amplified investor anxiety.

Ripple has not publicly commented on the transactions. The company, which has emphasized compliance and market stability in past communications, faces ongoing litigation with U.S. regulators. The recent activity underscores the tension between insider liquidity needs and retail investor interests, particularly in markets where large sell-offs can disproportionately affect smaller holders [2].

Stakeholders are advised to monitor wallet activity and technical indicators to anticipate shifts in XRP’s trajectory. Transparency in tracking insider movements remains critical for assessing risks and maintaining investor trust in crypto assets.

Source: [1] [Ripple Co-Founder Moves $140M Worth Of XRP To ...](https://financefeeds.com/ripple-co-founder-moves-140m-worth-of-xrp/) [2] [Ripple co-founder's XRP dump: $140m moves to exchanges](https://crypto.news/ripple-co-founder-xrp-dump-moves-140m-to-exchanges/)