XRP News Today: Ripple Eyes $6-$11 Billion Circle Acquisition, XRP Price Could Rise 100%

Ripple, the blockchain-based payment protocol, has been actively pursuing acquisitions in the cryptocurrency space, with its latest target being Circle, the company behind the USDC stablecoin. This potential acquisition has sparked significant interest, particularly among XRP holders who are eager to understand the potential impact on the price of Ripple’s native token.

Ripple has recently shifted its strategy, becoming one of the most aggressive players in crypto mergers and acquisitions. Earlier this year, the company acquired Hidden Road, a crypto brokerage platform, for $1.25 billion. Now, Ripple is reportedly in discussions to acquire Circle, which manages over $61 billion in USDC and has been preparing for a public offering under the ticker symbol “CRCL” on the NYSE, targeting a valuation of around $5 billion. Although Circle initially rejected Ripple’s acquisition offer of $4-$5 billion in April, new bids ranging between $6 and $11 billion have been proposed, indicating a potential shift in the company’s stance.

If Ripple successfully acquires Circle, it would gain control over both its own stablecoin, RLUSD, and USDC, significantly increasing its influence in the stablecoin market. This acquisition would strengthen Ripple’s position within the crypto payments infrastructure, particularly through Ripple Payments, which could enhance the utility of XRP for cross-border settlements.

Several market analysts have weighed in on the potential price scenarios for XRP following a possible acquisition. In a moderate scenario, where Ripple acquires Circle for $6-$8 billion and successfully integrates USDC, analysts project that XRP could rise to between $3.50 and $4.50. This projection is based on the assumption that increased stablecoin activity will boost liquidity across Ripple’s network, indirectly increasing demand for XRP as a bridge asset. Others offer a similar outlook, also placing XRP in the $3.50-$4.50 range, highlighting that while stablecoins don’t directly determine XRP’s price, their integration into Ripple Payments could elevate XRP’s utility for cross-border settlements.

In a more bullish scenario, where Ripple absorbs Circle and effectively scales Ripple Payments across global markets, analysts see XRP climbing to $6-$10. This would assume a strong bull market backdrop and flawless technical integration between RLUSD and USDC. However, these projections are speculative and based on various assumptions about market conditions and technical integration.

Ripple’s strategic vision for XRP includes capturing a significant portion of SWIFT’s total transaction volume. At the XRP APEX 2025 event, Ripple CEO Brad Garlinghouse forecasted that XRP could capture up to 14% of SWIFT’s total transaction volume within five years. This projection, if realized, would position XRP at the heart of cross-border liquidity networks, potentially transforming global finance. Garlinghouse emphasized Ripple’s focus on liquidity rather than messaging, a core challenge that SWIFT does not address. Ripple’s On-Demand Liquidity (ODL) product leverages XRP as a bridge asset, enabling near-instant cross-border payments without the need for pre-funded nostro accounts.

The implications for XRP’s price, if Ripple captures 14% of SWIFT’s $5 trillion in daily volume, could be substantial. However, these are speculative predictions based on assumptions of broad adoption, liquidity velocity, and institutional engagement. Ripple’s expanding presence in the U.S. banking sector has also been a major driver of optimism, with over 100 financial institutions in its ecosystem, many of which are SWIFT-connected banks, offering a potential bridge between legacy systems and blockchain rails.

Despite the excitement, industry experts caution that Ripple’s 14% market share goal is ambitious. SWIFT is entrenched in the global financial system, serving over 11,000 institutions across 200+ countries. Ripple, while growing, still operates a comparatively smaller network. Further, Ripple’s adoption has been slowed in the past by regulatory challenges, such as the now-resolved SEC Ripple lawsuit. The volatility inherent in XRP and competing technologies, including Ripple’s own RLUSD stablecoin, also present potential roadblocks.

Ripple’s recent collaboration with Circle has brought USDC to Ripple’s XRP Ledger (XRPL) blockchain, potentially driving further adoption of XRP. However, the potential acquisition of Circle by Ripple has sparked discussions about how it would affect the XRP price, with investors speculating on the implications of such a move. The acquisition, if successful, could significantly enhance Ripple’s position in the stablecoin market and strengthen its payments infrastructure, potentially leading to increased demand for XRP as a bridge asset.