XRP news today: Ripple Expands Financial Infrastructure, Targets $19 Trillion Tokenized Asset Market by 2033

Ripple, a prominent player in the digital asset industry, has been making strategic moves that position it as a foundational pillar in the global financial system. A recent tweet by a notable crypto commentator, “All Things XRP,” highlighted Ripple’s transformation from a company focused on cross-border payments to one with a broader ambition to revolutionize the financial infrastructure.

Ripple’s journey began with the aim of providing a faster and cheaper alternative to traditional payment systems like SWIFT. By using XRP as a bridge asset, the company sought to enhance the speed and efficiency of international money transfers. However, this initial phase was just a prologue to the broader financial challenges Ripple aimed to address.

Recognizing that the pain points in finance extend far beyond payments, Ripple began building infrastructure to support a wide range of financial services. This expansion includes tokenization of real-world assets, securing digital asset custody, and the introduction of its own stablecoin. The company’s growing presence in tokenization is evident, with projections of a $19 trillion tokenized asset market by 2033. Ripple is advancing this area through the XRP Ledger, which now supports tokenized financial instruments, including treasuries and real estate.

One notable example is Ripple’s collaboration with Archax to tokenize money market funds, an initiative that lays the groundwork for a new digital financial system. Additionally, Ripple has launched Ripple Custody, a solution tailored for banks and institutions requiring secure and compliant digital asset storage. BBVA Switzerland is one of the early adopters of this service, which bridges traditional finance and digital asset markets.

The launch of RLUSD, Ripple’s U.S. dollar-backed stablecoin, is another cornerstone of its strategy. Released in late 2024, RLUSD is designed for interoperability, real-time settlement, and enterprise-grade payouts, aligning with the company’s focus on business-to-business financial use cases. Ripple’s strategic alliances with major financial entities such as Santander, SBI Holdings, and Bank of America further solidify its integration into mainstream financial architecture. The company’s addition to the U.S. Strategic Crypto Reserve in 2025 is evidence of this integration.

Ripple’s ambitions extend beyond blockchain itself. The company is exploring zero-knowledge proofs and has introduced AI-driven tools such as ExoraPad. These initiatives reflect a broader commitment to programmable, real-time financial infrastructure. Ripple’s acquisition of Hidden Road is another move that underscores its strategic vision. Some observers interpret this as a step toward integrating with SWIFT, while others view it as a signal that Ripple intends to replace legacy systems entirely. The tweet affirms that Ripple’s goal is to lead, not conform.

The commentator concludes by referencing Ripple’s legal milestone in 2023 when XRP was declared not a security, followed by a more favorable regulatory environment in 2025. Combined with the rising importance of asset tokenization, Ripple’s current positioning is critical. The message is clear: Ripple is no longer just a payments company—it is positioning itself as the infrastructure backbone for a rapidly evolving financial future. The advice is to focus less on short-term price movements and more on the company’s long-term strategy.