XRP News Today: Ripple Executives Highlight XRP's Central Role in Global Payments and Long-Term Value Growth

Ripple’s Chief Technology Officer, David Schwartz, has provided a clear and strategic outlook on the factors that will shape the future price of XRP. In a recent public exchange with an XRP supporter on social media, Schwartz underscored that the token remains central to Ripple’s payment infrastructure, particularly as the primary bridge asset in cross-border transactions. Despite the launch of the firm’s new stablecoin, RLUSD, he emphasized that XRP continues to play a critical role in the company’s long-term strategy due to its inherent liquidity and deep integration into the XRP Ledger [1].

Schwartz noted that XRP’s value is driven by its real-world utility rather than speculation. As more institutions and developers adopt the XRP Ledger for financial transactions, the demand for the token is expected to increase naturally. He stated that the usage of XRP in Ripple’s system "dwarfs every other asset," reinforcing the token’s foundational role in the ecosystem. With higher activity on the XRP Ledger, the token’s demand—and by extension, its price—should follow a rising trend [1].

The CTO also clarified the distinct roles of XRP and RLUSD, stating that stablecoins are better suited for scenarios requiring stable value, such as collateral posting or market entry/exit. In contrast, XRP offers superior flexibility for cross-border settlements and long-term holdings, especially in volatile markets where stablecoins fall short. He noted that the privileged position of XRP on the XRP Ledger makes it less likely to be replaced, offering a structural advantage that other tokens may not possess [1].

Ripple executives have also hinted at potential strategic actions to further boost XRP’s value, including reducing the token supply or restructuring the company’s treasury. These measures could enhance scarcity and drive demand, particularly as real-world adoption of the XRP Ledger continues to grow. Ripple’s CEO, Brad Garlinghouse, has reiterated confidence in XRP’s capacity to capture a significant share of the global payments market, leveraging its speed and cost-efficiency [1].

Market analysts have also weighed in, with Standard Chartered forecasting that XRP could overtake Ethereum in market capitalization by 2028, fueled by its potential to facilitate up to $10 trillion in global transactions. Meanwhile, some investors are exploring alternative strategies to generate returns from XRP, such as using it to fund cloud mining contracts on platforms like Find Mining [2].

Recent price movements have also caught attention, with XRP slipping below $3. Analysts suggest a short-term rebound might be possible if the token manages to reclaim and close above $3.03, potentially setting the stage for further gains in the near term [3].

Ripple’s ongoing legal discussions with the U.S. Securities and Exchange Commission (SEC) remain a key area of focus. While the outcome is still uncertain, some market observers anticipate that a settlement could lead to a price recovery similar to the surge following Bitcoin ETF approvals. As Ripple continues to expand XRP’s utility and secure institutional partnerships, the token’s long-term performance will largely depend on its ability to demonstrate tangible value in real-world financial systems [4].

Source:

[1] NewsBTC, [https://www.newsbtc.com/analysis/xrp/ripple-exec-xrp-price-value/](https://www.newsbtc.com/analysis/xrp/ripple-exec-xrp-price-value/)

[2] Barchart.com, [https://www.barchart.com/story/news/33769177/ripple-and-the-sec-may-be-reaching-a-settlement-and-xrp-whales-are-pouring-smart-money-into-find-mining](https://www.barchart.com/story/news/33769177/ripple-and-the-sec-may-be-reaching-a-settlement-and-xrp-whales-are-pouring-smart-money-into-find-mining)

[3] The Economic Times, [https://m.economictimes.com/news/international/us/crypto-darling-xrp-under-pressure-price-dips-below-3-whats-causing-the-drop-is-a-massive-selloff-coming/articleshow/123042471.cms](https://m.economictimes.com/news/international/us/crypto-darling-xrp-under-pressure-price-dips-below-3-whats-causing-the-drop-is-a-massive-selloff-coming/articleshow/123042471.cms)

[4] The Tradable, [https://thetradable.com/crypto/xrp-price-could-get-boost-as-ripple-hunts-for-defi-executive-1--a](https://thetradable.com/crypto/xrp-price-could-get-boost-as-ripple-hunts-for-defi-executive-1--a)