XRP News Today: Ripple Ends SEC Lawsuit Paying $125M XRP Surges 10% on Legal Clarity

Ripple’s XRP experienced a significant price rally following the resolution of its protracted legal dispute with the U.S. Securities and Exchange Commission (SEC). The case, initiated in 2020, culminated in a 2024 court ruling favoring the SEC and imposing a $125 million civil penalty on Ripple. However, in August 2025, both parties agreed to drop all remaining legal appeals, bringing the lawsuit to a definitive close [1]. The resolution immediately triggered a market response, with XRP surging over 10% within a single day and reaching a peak of $3.36 on U.S. exchanges [2]. The broader cryptocurrency market also saw a 3% rise, with the total crypto market cap reaching $3.76 trillion [2].

The settlement required Ripple to pay $125 million to the SEC, while both sides agreed to bear their own legal costs [1]. Analysts attributed the sharp price increase to the removal of regulatory uncertainty, a factor that had previously constrained investor confidence. XRP futures trading volume also saw a 200% increase, signaling strong institutional interest [1].

Concurrently, U.S. President Donald Trump signed an executive order permitting digital assets to be included in 401(k) retirement plans, further boosting the sector’s appeal [2]. On the same day, Bitcoin spot ETFs recorded a $277 million inflow, reversing a four-day trend of outflows [2]. This convergence of regulatory clarity and macroeconomic tailwinds created a favorable environment for XRP and the broader crypto market.

Despite the positive momentum, XRP still remained 14% below its all-time high, while its year-to-date gains stood at nearly 60% [2]. The token maintained its third position in cryptocurrency rankings, showing resilience and outpacing the broader market in terms of performance [2]. Analysts highlighted the MVRV ratio "golden cross" as a potential indicator of sustained price strength, historically preceding major XRP surges [2].

Institutional interest in XRP continued to grow, with SBI Holdings filing for a Bitcoin-XRP ETF, signaling broader market participation [1]. Ripple’s CEO, Brad Garlinghouse, emphasized that the legal resolution would enable the firm to focus on global expansion and institutional adoption. The company plans to leverage regulatory clarity to enhance XRP’s role in cross-border payments and other financial use cases [3].

While some financial institutions have expressed caution—such as BlackRock, which abandoned plans for an XRP ETF due to regulatory and valuation concerns—others are adapting to the evolving landscape [5]. Coinbase, for instance, launched new decentralized exchange (DEX) features for U.S. users, facilitating greater trading activity [4].

The combination of legal resolution, favorable policy developments, and growing institutional engagement has positioned XRP for continued growth. With regulatory uncertainty lifted, the token appears well-placed to benefit from increased adoption and broader market confidence in the near term [3].

Sources:

[1] Ripple Secures $125M Settlement, Ending SEC Lawsuit - [https://www.ainvest.com/news/ripple-secures-125m-settlement-sec-lawsuit-xrp-surges-11-3-30-2508/](https://www.ainvest.com/news/ripple-secures-125m-settlement-sec-lawsuit-xrp-surges-11-3-30-2508/)

[2] Cryptos Extend Gains On Ripple Effect, Presidential Order - [https://www.rttnews.com/3564034/cryptos-extend-gains-on-ripple-effect-presidential-order.aspx](https://www.rttnews.com/3564034/cryptos-extend-gains-on-ripple-effect-presidential-order.aspx)

[3] Top XRP News News Today | Binance Square - [https://www.binance.com/en/square/news/xrp-news](https://www.binance.com/en/square/news/xrp-news)

[4] Coinbase Launches DEX Feature for U.S. Users - [https://m.economictimes.com/crypto-news-today-live-08-aug-2025/liveblog/123173392.cms](https://m.economictimes.com/crypto-news-today-live-08-aug-2025/liveblog/123173392.cms)

[5] BlackRock Dismisses XRP ETF Plans Despite Growing ... - [https://yellow.com/news/blackrock-dismisses-xrp-etf-plans-despite-growing-industry-interest](https://yellow.com/news/blackrock-dismisses-xrp-etf-plans-despite-growing-industry-interest)