XRP News Today: Ripple Ends 5-Year SEC Legal Battle with $125M Settlement and XRP Clarity

After a five-year legal battle, the U.S. Securities and Exchange Commission (SEC) and Ripple Labs announced on August 7, 2025, that all appeals have been dropped, effectively concluding the case. The resolution includes a $125 million fine imposed on Ripple, with $50 million to the U.S. Treasury and $75 million to a fund for investors. This settlement confirms that XRP is not a security when sold to retail investors, but remains an unregistered security when sold to institutional buyers. The outcome sets a regulatory precedent that distinguishes between retail and institutional token sales, offering clarity to the broader crypto industry.

The decision finalizes a July 2023 ruling by Judge Analisa Torres, who determined the classification of XRP depends on the type of buyer. Ripple's institutional sales remain restricted under the settlement. Stuart Alderoty, Ripple’s Chief Legal Officer, noted that the company can now refocus on business operations following the conclusion of the case.

XRP's price surged over 11% to $3.30 immediately after the announcement, reflecting increased investor confidence and reduced regulatory uncertainty. Technical indicators showed positive signals, with XRP's price above both its 50-day and 100-day simple moving averages. Analysts suggest that if XRP breaks its recent high of $3.50, the rally could gain further momentum. Standard Chartered previously forecasted in April 2025 that XRP could see a 500% increase by 2028.

The broader regulatory landscape influenced the case's conclusion. Initially filed during a period of strict crypto enforcement, the current administration has shown a more lenient stance. The SEC has dropped several other crypto-related lawsuits recently, which is believed to have encouraged both parties to settle and drop their appeals.

In addition to ending the legal battle, the settlement allows Ripple to raise funds through institutional investors, as the SEC waived Ripple’s disqualification from such activities. This decision could enhance Ripple’s financial flexibility and support its operations and expansion plans.

Despite the resolution, Ripple must continue to comply with securities laws regarding institutional XRP sales. However, the case's closure represents a milestone for Ripple, the SEC, and the crypto industry, offering regulatory clarity on XRP and setting a precedent for future cases involving digital assets and securities law.

[1] [2] [3] [4] [5] [6] [7] [8] [9] [10]

Source:

[1] title1.....................(https://bravenewcoin.com/insights/xrp-price-prediction-xrp-targets-4-after-ripple-vs-sec-case-closure-and-1-9b-whale-activity)

[2] title2.....................(https://www.ainvest.com/news/sec-ripple-legal-resolution-xrp-path-mainstream-adoption-2508/)

[3] title3.....................(https://timesofindia.indiatimes.com/technology/tech-news/ripple-to-pay-125-million-fine-as-us-dismisses-one-of-the-biggest-cryptocurrency-lawsuits/articleshow/123200422.cms)

[4] title4.....................(https://coincentral.com/xrp-army-celebrates-victory-as-secs-ripple-lawsuit-officially-ends/)

[5] title5.....................(https://www.ainvest.com/news/xrp-news-today-ripple-sec-5-year-legal-battle-appeals-dropped-xrp-price-surges-11-2508/)

[6] title6.....................(https://finance.yahoo.com/news/ripple-now-raise-funds-via-222356710.html)

[7] title7.....................(https://cryptorank.io/news/feed/76070-breaking-ripple-vs-sec-case-officially-ends)

[8] title8.....................(https://coinpedia.org/news/ripple-news-full-sec-lawsuit-timeline-and-xrp-etf-outlook/)

[9] title9.....................(https://cryptodnes.bg/en/best-altcoins-to-buy-as-ripple-sec-case-ends-xrp-ethereum-hyper/)

[10] title10....................(https://www.cointribune.com/en/ripple-and-sec-end-long-legal-battle-as-appeals-are-dropped/)