XRP News Today: Ripple CEO Predicts XRPL Could Handle 14% of SWIFT's Liquidity

Generated by AI AgentCoin World
Saturday, Jun 14, 2025 8:34 am ET1min read

Ripple's CEO, Brad Garlinghouse, recently addressed the potential for the XRP Ledger (XRPL) to capture a significant portion of SWIFT's global volume. During the XRP Apex 2025 event, Garlinghouse distinguished between SWIFT's messaging and liquidity components, focusing on the latter as it directly impacts the XRP Ledger. He predicted that within five years, the XRPL could handle 14% of SWIFT's liquidity.

SWIFT processes approximately $5 trillion in transactions daily, which translates to around $1.25 quadrillion annually. If the XRPL captures 14% of this volume, it would handle $175 trillion annually or $700 billion daily. This substantial liquidity would necessitate at least $175 billion in daily liquidity to ensure smooth settlements, assuming each token is used four times per day.

The potential impact on XRP's price is significant. While the exact price increase is speculative, some analysts suggest that XRP could reach double digits, potentially exceeding $20. This projection considers various factors within the Ripple ecosystem, including staking, holding, network expansion, and the adoption of RLUSD. However, it is important to note that these predictions are based on current market conditions and future developments within the Ripple ecosystem.

Investors should approach these predictions with caution. Some enthusiasts have set unrealistic targets, such as $1,500 per XRP, which would imply a market capitalization exceeding $67 trillion—far surpassing the combined market caps of Bitcoin,

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, and gold. Such targets are currently unfounded and should not be relied upon for investment decisions.

Garlinghouse's comments have sparked both optimism and skepticism within the XRP community. While some see this as a bullish signal, others remain cautious, given the volatility and uncertainty in the cryptocurrency market. The actual realization of these predictions will depend on various factors, including regulatory developments, technological advancements, and market dynamics.