XRP News Today: Ripple CEO Predicts 14% SWIFT Volume for XRP by 2030

Generated by AI AgentCoin World
Saturday, Jun 14, 2025 9:11 am ET1min read
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Ripple CEO Brad Garlinghouse has made a bold prediction that XRP could capture 14% of the volume processed by SWIFT by 2030. This prediction was made during the XRPL Apex Conference, where Garlinghouse highlighted the two key components of SWIFT: messaging and liquidity. He emphasized that liquidity is where the power lies and that if XRP drives the liquidity layer, it would gain significantly, potentially sparking a surge in the XRP price.

Ripple uses XRP for its payment services, which are run on the XRP Ledger (XRPL). The company is betting on taking 14% of SWIFT’s trading volume due to the speed and ease of processing cross-border transactions using blockchain technology. In contrast, SWIFT focuses more on interbank messaging for these transfers.

Pro-XRP lawyer John Deaton commented on this prediction, noting that SWIFT processes approximately $5 trillion in transactions daily. This means that 14% of SWIFT’s daily market volume equates to $700 billion daily or approximately $175 trillion annually. However, Deaton did not provide a specific price prediction based on these numbers.

Another XRP community member, Fruition, provided a calculation that could put the XRP price in triple digits. Fruition noted that SWIFT moves 150 trillion per year and that 14% of that is 21 trillion. Fruition added that 21 trillion through the XRPL means 58 billion tokens, which equates to $357 for the XRP price.

In another significant development, Circle’s USDC stablecoin is now available on the XRP Ledger. This launch is expected to be bullish for the XRP price.

Circle
noted that XRPL users will now be able to use USDC for DeFi liquidity provisioning, payments, and it could also serve as a settlement option for infrastructure apps.

Crypto analyst Moon Lambo broke down why the USDC launch on XRPL is bullish for the XRP price. He stated that this development will substantially increase the total value locked on the network, which is a major predictor of whether the XRP price will appreciate. Lambo added that this provides additional utility for XRP, as the altcoin will be used to pay gas fees on every USDC transaction on the network.

At the time of writing, the XRP price is trading at around $2.15, up almost 2% in the last 24 hours. This increase can be attributed to the recent developments and predictions surrounding XRP and its role in the XRPL ecosystem.