XRP News Today: Ripple Aims to Capture 14% of SWIFTs Market Share by 2025

Ripple, having navigated through its legal challenges with the Securities and Exchange Commission (SEC), is now strategically focusing on enhancing its growth and expanding its ecosystem. This shift comes as the company aims to recover from the delays caused by its legal disputes. The approval process for an Exchange-Traded Fund (ETF) is currently underway, which has intensified market interest. Ripple's leadership is now looking ahead to capture a significant portion of the global payments market, particularly aiming to disrupt the dominance of the Society for Worldwide Interbank Financial Telecommunication (SWIFT).

Ripple's blockchain infrastructure offers significant advantages for payment solutions, a fact that has not gone unnoticed by industry leaders. SWIFT, a primary contender in the global payments arena, is also venturing into crypto-focused innovations. During the XRP Ledger Apex 2025 gathering in Singapore, Ripple’s CEO shared a promising outlook, ambitiously declaring their intent to capture a considerable share of SWIFT’s market segment. The CEO stated, “SWIFT has two components today — messaging and liquidity. Liquidity belongs to the banks. I believe liquidity is more crucial than messaging. If you provide all the liquidity, it benefits XRP. So, in five years, I would say 14%.”

Capturing this share could mean a broader use of and possibly higher value for XRP Coin. While SWIFT transactions may cost between 20 to 30 dollars, XRPL network fees are less than a cent. Meanwhile, networks like Solana offer nearly zero costs. However, SWIFT is proactive and plans to integrate blockchain technology via its upcoming ISO 20022 upgrade. The latest legal document returned due to procedural technicalities will see a key settlement period commencing in April. A court ruling by June 16 could settle the case, potentially boosting XRP Coin’s value. However, any delay in filing might extend the appeal procedure into 2026, stirring market uncertainties.

Political tensions, such as those with Iran and rising oil prices, have negatively impacted risk markets. With XRP Coin dropping from its 2.3 dollar level, it’s now aiming for a support point at 2.2 dollars. Stability might return if no inflammatory news arises, with XRP’s future price targets at 2.38 and 2.55 dollars. Ripple’s ambitious plans, strengthened by reduced legal uncertainties, signal potential growth and competitive standing against leading financial frameworks. Their ongoing ETF acceptance process underscores rising market expectations, making Ripple a promising entity to watch in the evolving cryptocurrency landscape.