XRP News Today: Ripple activates two new XRP Ledger accounts with $1.4 billion in funds

Ripple has initiated two new accounts on the XRP Ledger, each holding 200 million XRP—valued at $1.4 billion based on current market rates—triggering widespread speculation about their intended use and ownership [1]. The accounts were activated on July 22 and July 23, 2025, with metadata explicitly stating “Activated by: Ripple” and precise timestamps recorded at 05:01 UTC and 05:03 UTC, respectively. On-chain data links the funding source to Ripple-associated wallets, confirming the company’s role in activating the accounts. However, the accounts’ structural characteristics deviate from Ripple’s standard operational protocols, sparking debate about whether the company retains control over the funds [1].

Blockchain researcher Vet, a prominent figure in the XRP community, highlighted anomalies in the accounts’ configurations. The wallets lack multi-signature settings, username registrations, and standard security measures such as “requireDestinationTag” or “disableMasterKey,” which Ripple typically employs for institutional-grade wallets [1]. These omissions contrast with the company’s disciplined treasury management and historical practices, raising questions about the accounts’ purpose. Ripple has previously activated accounts for third parties, partners, or custodians, but such accounts are usually configured with robust security features from the outset. The absence of these safeguards in the two new wallets has fueled skepticism, particularly given the scale of the funds involved [1].

Community analysis has proposed several theories to explain the accounts’ activation. Some suggest the funds may facilitate over-the-counter settlements, institutional onboarding, or strategic partnerships, aligning with Ripple’s broader business goals. Others speculate the accounts could be tied to subsidiaries or custody providers like Standard Custody or Metaco, though no verified connections have emerged [1]. The lack of standard security parameters, however, complicates these theories, as such configurations are atypical for institutional or custodial use.

The wallets remain dormant, with no transaction activity or configuration updates observed since their creation. This inactivity has intensified scrutiny among XRP holders and analysts, who are monitoring on-chain movements for clues about the accounts’ ultimate beneficiaries. Vet’s analysis, supported by XRPL data and screenshots, has amplified the debate, emphasizing the need for transparency in high-value XRP deployments [1]. The XRP ecosystem remains divided on whether the accounts represent a strategic move by Ripple or a third-party initiative, with the absence of official commentary from the company adding to the uncertainty.

The development underscores the XRP community’s focus on on-chain accountability and corporate governance. While Ripple has not publicly addressed the accounts, the event highlights the importance of cryptographic oversight in blockchain systems. As the wallets remain inactive, stakeholders await further on-chain activity that might clarify their role, whether through transactions, account modifications, or public disclosures [1]. Until then, the identity of the beneficiaries and the accounts’ intended function remain open questions, introducing a new layer of intrigue to the XRP ecosystem.

Sources:

[1] [title: Ripple Activates 2 New XRPL Accounts With $1.4 Billion in XRP] [url: https://timestabloid.com/ripple-activates-2-new-xrpl-accounts-with-1-4-billion-in-xrp/]