XRP News Today: Ripple Acquires Rail for $200M to Expand Stablecoin Payments Infrastructure

Generated by AI AgentCoin World
Thursday, Aug 7, 2025 10:49 am ET1min read
XRP
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Aime RobotAime Summary

- Ripple acquired Rail, a Toronto-based stablecoin payments platform, for $200M to expand its cross-border payment infrastructure.

- The deal integrates Rail's virtual account system and automated tools, aiming to process 10% of $36B global B2B stablecoin transactions in 2025.

- Ripple's CEO emphasized the acquisition would establish the firm as the go-to stablecoin infrastructure provider for global institutions.

- The move aligns with Ripple's strategy to enhance XRP and RLUSD utility, supported by 60+ global licenses and BNY Mellon's custody partnership.

Ripple announced on August 7, 2025, that it has entered into an agreement to acquire Rail, a global stablecoin payments platform, for $200 million. The deal is expected to close in the fourth quarter of 2025, subject to regulatory approval [5]. This strategic acquisition is aimed at expanding Ripple’s leadership in the stablecoin and cross-border payments market by integrating Rail’s virtual account system and automated back-office tools into Ripple’s existing infrastructure [4].

The acquisition aligns with Ripple’s broader strategy to enhance the utility of its digital assets, particularly

XRP
and RLUSD, within
global payments
. Rail, a Toronto-based company, has established itself as a key player in the B2B remittance sector, with its platform projected to process over 10% of the $36 billion in global B2B stablecoin payments in 2025 [6]. Ripple’s president, Monica Long, emphasized that the move would position the firm for the “next phase of innovation and adoption of stablecoins and blockchain in global payments.” Ripple’s CEO, Brad Garlinghouse, noted that the acquisition would enable
Ripple
to become the go-to provider of stablecoin payment infrastructure for global financial institutions [6].

Ripple also highlighted its growing ecosystem, including the launch of its RLUSD stablecoin last year and its recent selection of BNY Mellon to custody the reserves backing RLUSD. The company has secured over 60 licenses from global regulators to ensure compliance across its operations. By acquiring Rail, Ripple aims to provide end-to-end stablecoin payout solutions, allowing clients to send payments using stablecoins without holding crypto on their balance sheets [6].

The deal is expected to strengthen Ripple’s position in the market by offering a single platform capable of managing multiple payment types, including digital assets and fiat, while maintaining compliance and liquidity. Rail’s CEO, Bhanu Kohli, noted that the acquisition would build upon Rail’s four years of experience in global B2B remittances and scale its operations under Ripple’s infrastructure [6].

Analysts and members of the XRP community have interpreted the acquisition as a significant step in Ripple’s vision to dominate the stablecoin payments landscape. XRP community figure WrathofKahneman noted that Ripple’s acquisition of Rail effectively secures 10% of the global stablecoin payment flow [6].

Overall, the acquisition underscores Ripple’s commitment to expanding its digital payment infrastructure and solidifying its role as a key player in the global fintech market.

Source:

[4] Ripple Buys Rail for $200M to Boost XRP and RLUSD Utility (https://www.ainvest.com/news/xrp-news-today-ripple-buys-rail-200m-boost-xrp-rlusd-utility-2508/)

[5] Ripple to acquire stablecoin payment platform Rail for $200m (https://crypto.news/ripple-to-acquire-stablecoin-payment-platform-rail-for-200m/)

[6] Ripple Acquires Rail For $200M To Expand Stablecoin (https://www.banklesstimes.com/articles/2025/08/07/ripple-acquires-rail-for-200m-to-expand-stablecoin-payments/)