XRP News Today: Ripple Acquires Rail for $200M to Boost Stablecoin Infrastructure and XRP Liquidity

Ripple CEO Brad Garlinghouse announced a significant development for the XRP and RLUSD stablecoin communities, confirming the company’s $200 million acquisition of Rail, a payments platform specializing in stablecoin infrastructure [1]. The deal is expected to accelerate the adoption of RLUSD, positioning it as a go-to solution for global financial institutions. Ripple plans to integrate Rail’s capabilities into its existing digital payments ecosystem, enhancing virtual accounts, automated back-office functions, and cross-border payment efficiency [2]. The acquisition is projected to be finalized by the fourth quarter of 2025, adding to Ripple’s more than $3 billion in strategic investments over recent years [2].

Ripple President Monica Long highlighted the growing importance of stablecoins in traditional finance, noting that they offer a cost-effective and efficient means for global payments. She emphasized Ripple’s role in supporting its global customer base to move money “wherever and whenever they need,” reinforcing the company’s strategic focus on stablecoin-driven financial infrastructure [2].

The partnership with BNY Mellon, which agreed to serve as a primary custodian for RLUSD reserves, further strengthens the stablecoin’s credibility and institutional appeal [2]. This collaboration is expected to encourage broader adoption among financial institutions, particularly as traditional finance continues to explore the benefits of digital assets.

The acquisition also brings tangible benefits to stablecoin users. Ripple and Rail will streamline on- and off-ramps for USD-based payments, allowing clients to manage multiple payment types more efficiently. The combined infrastructure will support 24/7 liquidity, direct connectivity with bank partners, and seamless integration with major blockchain networks including Bitcoin, Ethereum, Tron, and Solana [2]. Notably, this will enable XRP/USD pair support across these payment rails, potentially increasing liquidity for both assets.

Market reactions have been positive, with XRP experiencing an 11% price surge to trade above $3.30 at the time of the announcement. The 24-hour trading volume for XRP increased by 186%, indicating heightened investor activity. Additionally, RLUSD’s market capitalization surpassed $620 million, with a 75% jump in trading volume observed over the past two hours [1].

CoinGlass data also revealed a significant rise in XRP futures open interest, with total open interest reaching $8.8 billion in the past 24 hours. Leading exchanges like CME and Binance reported respective increases of over 25% and 30% in XRP futures open interest [1]. These figures suggest growing speculative and institutional interest in XRP’s price action.

The positive market response comes amid Ripple’s recent legal developments. In early 2025, the U.S. Securities and Exchange Commission (SEC) dropped its lawsuit against Ripple, and both parties agreed to terminate all appeals in June, effectively ending the multi-year legal battle [3]. This resolution, coupled with the SEC’s broader regulatory efforts in the crypto space, has contributed to a more favorable environment for Ripple’s growth.

Looking ahead, Ripple’s pursuit of a U.S. national trust bank charter could further expand its capabilities in crypto custody and stablecoin operations [6]. These strategic moves highlight the company’s long-term vision to bridge traditional finance and blockchain technology, solidifying its position in the global digital payments landscape.

The acquisition of Rail and the ongoing resolution of legal challenges represent key milestones for Ripple. As the company integrates new infrastructure and expands its global reach, it is well-positioned to play a central role in the evolving stablecoin and digital asset ecosystem.

Source: [1] Ripple CEO Confirms $200M Rail Acquisition to Boost Stablecoin Strategy, https://coincentral.com/ripple-ceo-confirms-200m-rail-acquisition-to-boost-stablecoin-strategy/

[2] XRP News Today: Ripple Acquires Rail for $200M to Expand Stablecoin Payments Infrastructure, https://www.ainvest.com/news/xrp-news-today-ripple-acquires-rail-200m-expand-stablecoin-payments-infrastructure-2508/

[3] Ripple vs SEC Legal Battle Ends, XRP Price Surges 10.68%, https://www.ainvest.com/news/ripple-sec-legal-battle-ends-xrp-price-surges-10-68-2508/

[6] Ripple has applied for a U.S. national trust bank charter to, https://www.facebook.com/photo.php?fbid=738953295684548&id=100087096529570&set=a.130****63246274