XRP News Today: Ripple's $500M Boost Fuels 'Internet of Value' Vision at $40B Valuation

Ripple, the digital payments company, has secured a $500 million funding round at a $40 billion valuation, signaling robust institutional confidence in its expanding stablecoin and blockchain infrastructure offerings. The investment, led by Fortress Investment Group and Citadel Securities, includes participation from Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace, according to a Yahoo Finance report. This follows a $1 billion tender offer at the same valuation earlier this year, underscoring the company's aggressive growth trajectory, according to Fintech Futures. CEO Brad Garlinghouse described the funding as "the cherry on top of a mountain of good news," highlighting Ripple's momentum in payments, stablecoins, and institutional finance, as Coinspeaker reported.

The company's RLUSD stablecoin, launched in December 2024, has surged to a $1 billion market capitalization within its first year, becoming the 10th-largest U.S. dollar-backed stablecoin. RLUSD now underpins Ripple's cross-border payments platform, with transaction volumes exceeding $95 billion. The stablecoin's integration into Ripple Prime—formerly Hidden Road, acquired for $1.25 billion—has further expanded the company's prime brokerage and collateral management services, CoinDesk reported. Institutions are increasingly adopting RLUSD, with Ripple Prime reporting doubled client collateral and 60 million daily transactions, according to Coindoo.

Ripple's strategic acquisitions have solidified its position in institutional finance. Over the past two years, the firm completed six deals, including $1 billion-plus purchases of GTreasury and Hidden Road, CoinPaprika reported. Recent additions like London-based Palisade and Rail—a stablecoin infrastructure provider—have enhanced custody capabilities and cross-border payment efficiency. These moves align with Ripple's broader vision of building the "Internet of Value," a term Garlinghouse used to describe its mission to modernize financial infrastructure.

A landmark partnership with Mastercard, WebBank, and Gemini further illustrates Ripple's institutional push. Announced at Ripple Swell 2025, the collaboration will use RLUSD on the XRP Ledger to settle Gemini Credit Card transactions, according to Yahoo Finance. This marks one of the first instances of a U.S. bank leveraging a regulated stablecoin for real-world card payments on a public blockchain, as noted in a Reuters report. Mastercard emphasized the initiative's focus on "consumer protection and regulatory compliance," while WebBank highlighted the potential to "bridge blockchain innovation with traditional financial stability," according to CoinPedia. The pilot could redefine settlement speeds, replacing days-long processes with near-instant transfers.

Ripple's valuation growth—from $10 billion in 2019 to $40 billion in 2025—reflects its diversified product suite and global regulatory licenses (75+ jurisdictions). The firm has also repurchased 25% of its shares, returning value to early stakeholders. Meanwhile, XRP, Ripple's native token, has traded near $2.35, with analysts noting institutional inflows and technical indicators suggesting a potential push toward $2.50, according to CoinDesk.

As Ripple expands into prime brokerage, treasury management, and DeFi integration, its ability to scale regulated blockchain solutions will likely shape the future of institutional finance. With a $40 billion valuation and growing ecosystem, the company remains at the forefront of merging crypto innovation with traditional financial systems.