XRP News Today: Regulatory Clarity Fuels XRP ETF Surge, $643M Inflows in First Month

XRP exchange-traded funds (ETFs) have captured significant institutional attention, with net inflows surging to $643.92 million in their first month of trading, according to SoSoValue data. This marks one of the strongest early performances among altcoin-based ETFs in 2025, driven by a combination of regulatory clarity, strategic product design, and growing confidence in XRP's utility. The funds now hold $676.49 million in total net assets, accounting for 0.50% of XRP's market capitalization, while inflows remained positive on nine of the past ten sessions. Key issuers such as Grayscale, Franklin Templeton, Bitwise, and Canary have collectively propelled ETF-held XRP above 0.5% of the total circulating supply, signaling early institutional accumulation.

The momentum has been fueled by favorable macroeconomic conditions and the removal of regulatory uncertainty following XRP's resolution of its legal battle with the U.S. Securities and Exchange Commission in mid-2025 according to market analysis. Analysts attribute the inflow surge to the ETF structure itself, which requires direct XRP purchases during creation cycles, reducing available supply and amplifying market pressure during periods of positive flows according to financial reports. Competitive fee structures and marketing efforts by issuers have further accelerated adoption, with daily inflows peaking at $243.05 million on November 14 and $164.04 million on November 24.

Despite XRP's price volatility-trading around $2.23 as of November 26, down 40% from its annual high-ETF demand has offset broader crypto-market weakness. The token's market cap share held by ETFs remains significantly lower than Ethereum (5.5%) and Bitcoin (6.54%), suggesting room for growth. Meanwhile, Ripple's stablecoin, RLUSD, has seen a 56% surge in 30-day transaction volume to $3.5 billion, reinforcing XRP's role in cross-border payment infrastructure according to industry reports.

The inflow trajectory has outpaced early Solana ETF performance, with XRP's $643 million in inflows dwarfing comparable figures for altcoins like Dogecoin, HBAR, and Litecoin, which attracted minimal institutional interest. Analysts highlight XRP's established utility in cross-border payments as a key differentiator, with many funds viewing it as a bridge asset rather than speculative exposure according to market analysis. Upcoming launches, such as 21Shares' XRP ETF, are expected to further intensify competition and drive adoption.

While short-term price stability remains a concern-XRP has traded below its 100-day exponential moving average and formed lower lows-experts believe sustained inflows could reshape market dynamics. If ETF demand persists into December, XRP may mirror Bitcoin's ETF-driven rally in 2024, with some predicting the token could reach $3 as macro volatility eases and institutional participation deepens.