XRP News Today: Regulators Tiptoe Toward XRP ETF Approval Amid Crypto's Regulatory Crossroads

The U.S. Securities and Exchange Commission (SEC) has extended the decision deadlines for several spot XRP ETF applications from mid-August to October, signaling continued regulatory deliberation over crypto-based financial products. This move mirrors previous delays in approving similar products for Bitcoin and Ethereum, and it applies to a range of filings from firms including Grayscale, Ark Invest, and Bitwise. The extensions are not approvals or denials but indicate the SEC is prioritizing a thorough review process to establish a robust regulatory framework for cryptocurrency markets [1]. Meanwhile, six major asset managers, including Grayscale, filed amendments for XRP ETFs, reflecting ongoing industry efforts to gain SEC approval [2].

Nate Geraci, President of The ETF Store, remains optimistic about the prospects for XRP ETFs, suggesting that regulatory groundwork is nearing completion and that approval could arrive within 60 days. He argues that the delay is largely procedural and does not signal regulatory resistance. If the SEC follows its current schedule, decisions are expected to be issued in a tightly grouped window in late October. The outcome could be significant for the XRP market, as ETFs are seen as a catalyst for increased institutional and retail participation [3].

Market analysts have also begun projecting XRP's potential price movements if Ethereum experiences a substantial rally. Crypto Rover, a prominent market expert, forecasts that XRP could reach up to $4.8 within the next four months if Ethereum gains 100%. This projection is based on the assumption that the broader crypto bull market could peak between October and December 2025, a pattern that aligns with previous market cycles. While the predicted range for XRP represents a moderate increase from current levels, it aligns with broader expectations for a continuation of upward momentum in key crypto assets [4].

Longer-term forecasts suggest an even more bullish outlook for XRP, with some analysts projecting a price range of $12 to $20 by 2030. These projections hinge on continued institutional adoption and the growth of the XRP ecosystem. Given its current valuation and technical indicators such as the RSI and MACD, the asset is showing strong momentum without signs of overbought conditions. Analysts emphasize that a price above its all-time high of $3.84 could trigger renewed bullish energy and position XRP for further gains [5].

The regulatory environment is a critical factor in the trajectory of XRP and other crypto assets. The SEC’s approach reflects a broader industry shift toward structured crypto regulation, with recent legislative efforts such as the Clarity Act and the GENIUS Act indicating a potential framework for digital assets. Fed Governor Michelle Bowman has also advocated for a more open regulatory stance, suggesting that the U.S. must adapt to remain competitive in global financial innovation. These developments support the view that the regulatory landscape is evolving, which could create more favorable conditions for the approval of XRP ETFs and other crypto financial products [3].

As of mid-August 2025, XRP traded around $3.06, with market observers noting that much of the ETF-related upside may already be priced in. This suggests that the potential price impact of an ETF approval may not be as dramatic as seen with earlier crypto ETFs such as those for Bitcoin and Ethereum. Nonetheless, the approval of an XRP ETF could still serve as a catalyst for increased liquidity and broader market adoption, reinforcing the asset’s position as a leading player in the crypto market [1].

Source:

[1] The SEC Just Announced Delays for an XRP ETF And Spot (https://finance.yahoo.com/news/sec-just-announced-delays-xrp-183700230.html)

[2] Six asset managers file amendments for spot XRP ETFs as (https://cryptobriefing.com/xrp-etf-filings-grayscale-eth-ath/)

[3] Market Expert Shakes Off SEC's Delay Of XRP ETFs, Gives (https://www.mitrade.com/insights/news/live-news/article-3-1059498-20250822)

[4] Expert Predicts XRP Price in the Next 4 Months if Ethereum (https://thecryptobasic.com/2025/08/23/expert-predicts-xrp-price-in-the-next-4-months-if-ethereum-claims-9-5k/)

[5] XRP Price Forecast 2025–2030 (https://coincentral.com/xrp-price-forecast-2025-2030-what-a-1000-investment-could-be-worth-long-term/)